LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,134
−HK$698/mo
▼ 0.25% · 3.875%
HK$11,480
−HK$352/mo
Today · 4.125%
HK$11,832
baseline
▲ 0.50% · 4.625%
HK$12,552
+HK$720/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,664/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$105,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,387
−HK$669/mo
▼ 0.25% · 3.875%
HK$12,719
−HK$337/mo
Today · 4.125%
HK$13,056
baseline
▲ 0.50% · 4.625%
HK$13,744
+HK$688/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,112/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$105,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,361
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,776
−HK$423/mo
Today · 4.125%
HK$14,199
baseline
▲ 0.50% · 4.625%
HK$15,063
+HK$864/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$28,398/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,864
−HK$803/mo
▼ 0.25% · 3.875%
HK$15,263
−HK$404/mo
Today · 4.125%
HK$15,667
baseline
▲ 0.50% · 4.625%
HK$16,493
+HK$826/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$31,334/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$105,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,588
−HK$977/mo
▼ 0.25% · 3.875%
HK$16,073
−HK$492/mo
Today · 4.125%
HK$16,565
baseline
▲ 0.50% · 4.625%
HK$17,573
+HK$1,008/mo
Deposit HK$1.46M · loan HK$3.42M · min. income ≈ HK$33,130/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,341
−HK$937/mo
▼ 0.25% · 3.875%
HK$17,806
−HK$472/mo
Today · 4.125%
HK$18,278
baseline
▲ 0.50% · 4.625%
HK$19,242
+HK$964/mo
Deposit HK$1.46M · loan HK$3.42M · min. income ≈ HK$36,556/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$105,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,041
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,665
−HK$633/mo
Today · 4.125%
HK$21,298
baseline
▲ 0.50% · 4.625%
HK$22,594
+HK$1,296/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$42,596/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$105,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,296
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,894
−HK$606/mo
Today · 4.125%
HK$23,500
baseline
▲ 0.50% · 4.625%
HK$24,739
+HK$1,239/mo
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$47,000/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$105,782 · Scale 2, in force from 26 Feb 2026)