LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,385
−HK$6,985/mo
▼ 0.25% · 3.875%
HK$114,850
−HK$3,520/mo
Today · 4.125%
HK$118,370
baseline
▲ 0.50% · 4.625%
HK$125,572
+HK$7,202/mo
Deposit HK$24.42M · loan HK$24.42M · min. income ≈ HK$236,740/mo (50% DSR)
Upfront cash ≈ HK$26.50M (deposit + AVD stamp duty HK$2,076,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,915
−HK$6,694/mo
▼ 0.25% · 3.875%
HK$127,238
−HK$3,371/mo
Today · 4.125%
HK$130,609
baseline
▲ 0.50% · 4.625%
HK$137,494
+HK$6,885/mo
Deposit HK$24.42M · loan HK$24.42M · min. income ≈ HK$261,218/mo (50% DSR)
Upfront cash ≈ HK$26.50M (deposit + AVD stamp duty HK$2,076,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,662
−HK$8,382/mo
▼ 0.25% · 3.875%
HK$137,820
−HK$4,224/mo
Today · 4.125%
HK$142,044
baseline
▲ 0.50% · 4.625%
HK$150,687
+HK$8,643/mo
Deposit HK$19.54M · loan HK$29.31M · min. income ≈ HK$284,088/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$2,076,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,698
−HK$8,033/mo
▼ 0.25% · 3.875%
HK$152,686
−HK$4,045/mo
Today · 4.125%
HK$156,731
baseline
▲ 0.50% · 4.625%
HK$164,993
+HK$8,262/mo
Deposit HK$19.54M · loan HK$29.31M · min. income ≈ HK$313,462/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$2,076,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,939
−HK$9,779/mo
▼ 0.25% · 3.875%
HK$160,789
−HK$4,929/mo
Today · 4.125%
HK$165,718
baseline
▲ 0.50% · 4.625%
HK$175,801
+HK$10,083/mo
Deposit HK$14.65M · loan HK$34.19M · min. income ≈ HK$331,436/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$2,076,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,480
−HK$9,373/mo
▼ 0.25% · 3.875%
HK$178,133
−HK$4,720/mo
Today · 4.125%
HK$182,853
baseline
▲ 0.50% · 4.625%
HK$192,492
+HK$9,639/mo
Deposit HK$14.65M · loan HK$34.19M · min. income ≈ HK$365,706/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$2,076,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,493
−HK$12,573/mo
▼ 0.25% · 3.875%
HK$206,729
−HK$6,337/mo
Today · 4.125%
HK$213,066
baseline
▲ 0.50% · 4.625%
HK$226,030
+HK$12,964/mo
Deposit HK$4.88M · loan HK$43.96M · min. income ≈ HK$426,132/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$2,076,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,046
−HK$12,051/mo
▼ 0.25% · 3.875%
HK$229,028
−HK$6,069/mo
Today · 4.125%
HK$235,097
baseline
▲ 0.50% · 4.625%
HK$247,489
+HK$12,392/mo
Deposit HK$4.88M · loan HK$43.96M · min. income ≈ HK$470,194/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$2,076,021 · Scale 2, in force from 26 Feb 2026)