LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,139
−HK$699/mo
▼ 0.25% · 3.875%
HK$11,486
−HK$352/mo
Today · 4.125%
HK$11,838
baseline
▲ 0.50% · 4.625%
HK$12,558
+HK$720/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,676/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$106,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,393
−HK$669/mo
▼ 0.25% · 3.875%
HK$12,725
−HK$337/mo
Today · 4.125%
HK$13,062
baseline
▲ 0.50% · 4.625%
HK$13,751
+HK$689/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,124/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$106,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,367
−HK$839/mo
▼ 0.25% · 3.875%
HK$13,783
−HK$423/mo
Today · 4.125%
HK$14,206
baseline
▲ 0.50% · 4.625%
HK$15,070
+HK$864/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$28,412/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$106,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,871
−HK$803/mo
▼ 0.25% · 3.875%
HK$15,270
−HK$404/mo
Today · 4.125%
HK$15,674
baseline
▲ 0.50% · 4.625%
HK$16,501
+HK$827/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$31,348/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$106,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,595
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,080
−HK$493/mo
Today · 4.125%
HK$16,573
baseline
▲ 0.50% · 4.625%
HK$17,582
+HK$1,009/mo
Deposit HK$1.47M · loan HK$3.42M · min. income ≈ HK$33,146/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$106,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,350
−HK$937/mo
▼ 0.25% · 3.875%
HK$17,815
−HK$472/mo
Today · 4.125%
HK$18,287
baseline
▲ 0.50% · 4.625%
HK$19,251
+HK$964/mo
Deposit HK$1.47M · loan HK$3.42M · min. income ≈ HK$36,574/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$106,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,051
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,675
−HK$633/mo
Today · 4.125%
HK$21,308
baseline
▲ 0.50% · 4.625%
HK$22,605
+HK$1,297/mo
Deposit HK$489K · loan HK$4.40M · min. income ≈ HK$42,616/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$106,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,307
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,905
−HK$607/mo
Today · 4.125%
HK$23,512
baseline
▲ 0.50% · 4.625%
HK$24,751
+HK$1,239/mo
Deposit HK$489K · loan HK$4.40M · min. income ≈ HK$47,024/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$106,017 · Scale 2, in force from 26 Feb 2026)