LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,141
−HK$698/mo
▼ 0.25% · 3.875%
HK$11,487
−HK$352/mo
Today · 4.125%
HK$11,839
baseline
▲ 0.50% · 4.625%
HK$12,560
+HK$721/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,678/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$106,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,394
−HK$669/mo
▼ 0.25% · 3.875%
HK$12,726
−HK$337/mo
Today · 4.125%
HK$13,063
baseline
▲ 0.50% · 4.625%
HK$13,752
+HK$689/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,126/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$106,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,369
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,784
−HK$423/mo
Today · 4.125%
HK$14,207
baseline
▲ 0.50% · 4.625%
HK$15,071
+HK$864/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$28,414/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$106,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,872
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,271
−HK$405/mo
Today · 4.125%
HK$15,676
baseline
▲ 0.50% · 4.625%
HK$16,502
+HK$826/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$31,352/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$106,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,597
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,082
−HK$493/mo
Today · 4.125%
HK$16,575
baseline
▲ 0.50% · 4.625%
HK$17,583
+HK$1,008/mo
Deposit HK$1.47M · loan HK$3.42M · min. income ≈ HK$33,150/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$106,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,351
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,817
−HK$472/mo
Today · 4.125%
HK$18,289
baseline
▲ 0.50% · 4.625%
HK$19,253
+HK$964/mo
Deposit HK$1.47M · loan HK$3.42M · min. income ≈ HK$36,578/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$106,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,053
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,677
−HK$633/mo
Today · 4.125%
HK$21,310
baseline
▲ 0.50% · 4.625%
HK$22,607
+HK$1,297/mo
Deposit HK$489K · loan HK$4.40M · min. income ≈ HK$42,620/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$106,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,309
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,907
−HK$607/mo
Today · 4.125%
HK$23,514
baseline
▲ 0.50% · 4.625%
HK$24,753
+HK$1,239/mo
Deposit HK$489K · loan HK$4.40M · min. income ≈ HK$47,028/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$106,065 · Scale 2, in force from 26 Feb 2026)