LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,413
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$114,879
−HK$3,521/mo
Today · 4.125%
HK$118,400
baseline
▲ 0.50% · 4.625%
HK$125,604
+HK$7,204/mo
Deposit HK$24.43M · loan HK$24.43M · min. income ≈ HK$236,800/mo (50% DSR)
Upfront cash ≈ HK$26.51M (deposit + AVD stamp duty HK$2,076,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,946
−HK$6,696/mo
▼ 0.25% · 3.875%
HK$127,270
−HK$3,372/mo
Today · 4.125%
HK$130,642
baseline
▲ 0.50% · 4.625%
HK$137,529
+HK$6,887/mo
Deposit HK$24.43M · loan HK$24.43M · min. income ≈ HK$261,284/mo (50% DSR)
Upfront cash ≈ HK$26.51M (deposit + AVD stamp duty HK$2,076,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,696
−HK$8,383/mo
▼ 0.25% · 3.875%
HK$137,854
−HK$4,225/mo
Today · 4.125%
HK$142,079
baseline
▲ 0.50% · 4.625%
HK$150,725
+HK$8,646/mo
Deposit HK$19.54M · loan HK$29.32M · min. income ≈ HK$284,158/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$2,076,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,735
−HK$8,036/mo
▼ 0.25% · 3.875%
HK$152,724
−HK$4,047/mo
Today · 4.125%
HK$156,771
baseline
▲ 0.50% · 4.625%
HK$165,034
+HK$8,263/mo
Deposit HK$19.54M · loan HK$29.32M · min. income ≈ HK$313,542/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$2,076,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,978
−HK$9,781/mo
▼ 0.25% · 3.875%
HK$160,830
−HK$4,929/mo
Today · 4.125%
HK$165,759
baseline
▲ 0.50% · 4.625%
HK$175,845
+HK$10,086/mo
Deposit HK$14.66M · loan HK$34.20M · min. income ≈ HK$331,518/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$2,076,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,524
−HK$9,375/mo
▼ 0.25% · 3.875%
HK$178,178
−HK$4,721/mo
Today · 4.125%
HK$182,899
baseline
▲ 0.50% · 4.625%
HK$192,540
+HK$9,641/mo
Deposit HK$14.66M · loan HK$34.20M · min. income ≈ HK$365,798/mo (50% DSR)
Upfront cash ≈ HK$16.73M (deposit + AVD stamp duty HK$2,076,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,543
−HK$12,576/mo
▼ 0.25% · 3.875%
HK$206,781
−HK$6,338/mo
Today · 4.125%
HK$213,119
baseline
▲ 0.50% · 4.625%
HK$226,087
+HK$12,968/mo
Deposit HK$4.89M · loan HK$43.97M · min. income ≈ HK$426,238/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$2,076,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,102
−HK$12,054/mo
▼ 0.25% · 3.875%
HK$229,086
−HK$6,070/mo
Today · 4.125%
HK$235,156
baseline
▲ 0.50% · 4.625%
HK$247,551
+HK$12,395/mo
Deposit HK$4.89M · loan HK$43.97M · min. income ≈ HK$470,312/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$2,076,544 · Scale 2, in force from 26 Feb 2026)