LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,143
−HK$699/mo
▼ 0.25% · 3.875%
HK$11,490
−HK$352/mo
Today · 4.125%
HK$11,842
baseline
▲ 0.50% · 4.625%
HK$12,562
+HK$720/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,684/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$106,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,397
−HK$669/mo
▼ 0.25% · 3.875%
HK$12,729
−HK$337/mo
Today · 4.125%
HK$13,066
baseline
▲ 0.50% · 4.625%
HK$13,755
+HK$689/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,132/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$106,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,372
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,788
−HK$422/mo
Today · 4.125%
HK$14,210
baseline
▲ 0.50% · 4.625%
HK$15,075
+HK$865/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$28,420/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$106,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,876
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,275
−HK$405/mo
Today · 4.125%
HK$15,680
baseline
▲ 0.50% · 4.625%
HK$16,506
+HK$826/mo
Deposit HK$1.95M · loan HK$2.93M · min. income ≈ HK$31,360/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$106,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,600
−HK$979/mo
▼ 0.25% · 3.875%
HK$16,086
−HK$493/mo
Today · 4.125%
HK$16,579
baseline
▲ 0.50% · 4.625%
HK$17,587
+HK$1,008/mo
Deposit HK$1.47M · loan HK$3.42M · min. income ≈ HK$33,158/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$106,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,355
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,821
−HK$472/mo
Today · 4.125%
HK$18,293
baseline
▲ 0.50% · 4.625%
HK$19,257
+HK$964/mo
Deposit HK$1.47M · loan HK$3.42M · min. income ≈ HK$36,586/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$106,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,058
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,682
−HK$633/mo
Today · 4.125%
HK$21,315
baseline
▲ 0.50% · 4.625%
HK$22,612
+HK$1,297/mo
Deposit HK$489K · loan HK$4.40M · min. income ≈ HK$42,630/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$106,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,314
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,912
−HK$607/mo
Today · 4.125%
HK$23,519
baseline
▲ 0.50% · 4.625%
HK$24,759
+HK$1,240/mo
Deposit HK$489K · loan HK$4.40M · min. income ≈ HK$47,038/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$106,179 · Scale 2, in force from 26 Feb 2026)