LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,434
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$114,900
−HK$3,522/mo
Today · 4.125%
HK$118,422
baseline
▲ 0.50% · 4.625%
HK$125,627
+HK$7,205/mo
Deposit HK$24.43M · loan HK$24.43M · min. income ≈ HK$236,844/mo (50% DSR)
Upfront cash ≈ HK$26.51M (deposit + AVD stamp duty HK$2,076,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,969
−HK$6,698/mo
▼ 0.25% · 3.875%
HK$127,294
−HK$3,373/mo
Today · 4.125%
HK$130,667
baseline
▲ 0.50% · 4.625%
HK$137,554
+HK$6,887/mo
Deposit HK$24.43M · loan HK$24.43M · min. income ≈ HK$261,334/mo (50% DSR)
Upfront cash ≈ HK$26.51M (deposit + AVD stamp duty HK$2,076,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,720
−HK$8,386/mo
▼ 0.25% · 3.875%
HK$137,880
−HK$4,226/mo
Today · 4.125%
HK$142,106
baseline
▲ 0.50% · 4.625%
HK$150,753
+HK$8,647/mo
Deposit HK$19.55M · loan HK$29.32M · min. income ≈ HK$284,212/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$2,076,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,763
−HK$8,037/mo
▼ 0.25% · 3.875%
HK$152,752
−HK$4,048/mo
Today · 4.125%
HK$156,800
baseline
▲ 0.50% · 4.625%
HK$165,065
+HK$8,265/mo
Deposit HK$19.55M · loan HK$29.32M · min. income ≈ HK$313,600/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$2,076,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,007
−HK$9,783/mo
▼ 0.25% · 3.875%
HK$160,860
−HK$4,930/mo
Today · 4.125%
HK$165,790
baseline
▲ 0.50% · 4.625%
HK$175,878
+HK$10,088/mo
Deposit HK$14.66M · loan HK$34.21M · min. income ≈ HK$331,580/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$2,076,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,556
−HK$9,377/mo
▼ 0.25% · 3.875%
HK$178,211
−HK$4,722/mo
Today · 4.125%
HK$182,933
baseline
▲ 0.50% · 4.625%
HK$192,576
+HK$9,643/mo
Deposit HK$14.66M · loan HK$34.21M · min. income ≈ HK$365,866/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$2,076,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,581
−HK$12,578/mo
▼ 0.25% · 3.875%
HK$206,820
−HK$6,339/mo
Today · 4.125%
HK$213,159
baseline
▲ 0.50% · 4.625%
HK$226,129
+HK$12,970/mo
Deposit HK$4.89M · loan HK$43.98M · min. income ≈ HK$426,318/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$2,076,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,144
−HK$12,056/mo
▼ 0.25% · 3.875%
HK$229,129
−HK$6,071/mo
Today · 4.125%
HK$235,200
baseline
▲ 0.50% · 4.625%
HK$247,597
+HK$12,397/mo
Deposit HK$4.89M · loan HK$43.98M · min. income ≈ HK$470,400/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$2,076,930 · Scale 2, in force from 26 Feb 2026)