LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,438
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$114,904
−HK$3,522/mo
Today · 4.125%
HK$118,426
baseline
▲ 0.50% · 4.625%
HK$125,632
+HK$7,206/mo
Deposit HK$24.44M · loan HK$24.44M · min. income ≈ HK$236,852/mo (50% DSR)
Upfront cash ≈ HK$26.51M (deposit + AVD stamp duty HK$2,077,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,974
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$127,298
−HK$3,373/mo
Today · 4.125%
HK$130,671
baseline
▲ 0.50% · 4.625%
HK$137,559
+HK$6,888/mo
Deposit HK$24.44M · loan HK$24.44M · min. income ≈ HK$261,342/mo (50% DSR)
Upfront cash ≈ HK$26.51M (deposit + AVD stamp duty HK$2,077,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,726
−HK$8,385/mo
▼ 0.25% · 3.875%
HK$137,885
−HK$4,226/mo
Today · 4.125%
HK$142,111
baseline
▲ 0.50% · 4.625%
HK$150,758
+HK$8,647/mo
Deposit HK$19.55M · loan HK$29.32M · min. income ≈ HK$284,222/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$2,077,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,768
−HK$8,038/mo
▼ 0.25% · 3.875%
HK$152,758
−HK$4,048/mo
Today · 4.125%
HK$156,806
baseline
▲ 0.50% · 4.625%
HK$165,071
+HK$8,265/mo
Deposit HK$19.55M · loan HK$29.32M · min. income ≈ HK$313,612/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$2,077,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,013
−HK$9,783/mo
▼ 0.25% · 3.875%
HK$160,866
−HK$4,930/mo
Today · 4.125%
HK$165,796
baseline
▲ 0.50% · 4.625%
HK$175,885
+HK$10,089/mo
Deposit HK$14.66M · loan HK$34.21M · min. income ≈ HK$331,592/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$2,077,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,563
−HK$9,377/mo
▼ 0.25% · 3.875%
HK$178,218
−HK$4,722/mo
Today · 4.125%
HK$182,940
baseline
▲ 0.50% · 4.625%
HK$192,583
+HK$9,643/mo
Deposit HK$14.66M · loan HK$34.21M · min. income ≈ HK$365,880/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$2,077,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,588
−HK$12,579/mo
▼ 0.25% · 3.875%
HK$206,828
−HK$6,339/mo
Today · 4.125%
HK$213,167
baseline
▲ 0.50% · 4.625%
HK$226,138
+HK$12,971/mo
Deposit HK$4.89M · loan HK$43.98M · min. income ≈ HK$426,334/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$2,077,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,152
−HK$12,057/mo
▼ 0.25% · 3.875%
HK$229,137
−HK$6,072/mo
Today · 4.125%
HK$235,209
baseline
▲ 0.50% · 4.625%
HK$247,607
+HK$12,398/mo
Deposit HK$4.89M · loan HK$43.98M · min. income ≈ HK$470,418/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$2,077,009 · Scale 2, in force from 26 Feb 2026)