LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,446
−HK$6,989/mo
▼ 0.25% · 3.875%
HK$114,913
−HK$3,522/mo
Today · 4.125%
HK$118,435
baseline
▲ 0.50% · 4.625%
HK$125,642
+HK$7,207/mo
Deposit HK$24.44M · loan HK$24.44M · min. income ≈ HK$236,870/mo (50% DSR)
Upfront cash ≈ HK$26.51M (deposit + AVD stamp duty HK$2,077,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,983
−HK$6,698/mo
▼ 0.25% · 3.875%
HK$127,308
−HK$3,373/mo
Today · 4.125%
HK$130,681
baseline
▲ 0.50% · 4.625%
HK$137,570
+HK$6,889/mo
Deposit HK$24.44M · loan HK$24.44M · min. income ≈ HK$261,362/mo (50% DSR)
Upfront cash ≈ HK$26.51M (deposit + AVD stamp duty HK$2,077,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,736
−HK$8,386/mo
▼ 0.25% · 3.875%
HK$137,896
−HK$4,226/mo
Today · 4.125%
HK$142,122
baseline
▲ 0.50% · 4.625%
HK$150,770
+HK$8,648/mo
Deposit HK$19.55M · loan HK$29.32M · min. income ≈ HK$284,244/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$2,077,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,780
−HK$8,038/mo
▼ 0.25% · 3.875%
HK$152,770
−HK$4,048/mo
Today · 4.125%
HK$156,818
baseline
▲ 0.50% · 4.625%
HK$165,084
+HK$8,266/mo
Deposit HK$19.55M · loan HK$29.32M · min. income ≈ HK$313,636/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$2,077,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,025
−HK$9,784/mo
▼ 0.25% · 3.875%
HK$160,878
−HK$4,931/mo
Today · 4.125%
HK$165,809
baseline
▲ 0.50% · 4.625%
HK$175,898
+HK$10,089/mo
Deposit HK$14.66M · loan HK$34.21M · min. income ≈ HK$331,618/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$2,077,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,576
−HK$9,378/mo
▼ 0.25% · 3.875%
HK$178,231
−HK$4,723/mo
Today · 4.125%
HK$182,954
baseline
▲ 0.50% · 4.625%
HK$192,598
+HK$9,644/mo
Deposit HK$14.66M · loan HK$34.21M · min. income ≈ HK$365,908/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$2,077,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,604
−HK$12,579/mo
▼ 0.25% · 3.875%
HK$206,844
−HK$6,339/mo
Today · 4.125%
HK$213,183
baseline
▲ 0.50% · 4.625%
HK$226,155
+HK$12,972/mo
Deposit HK$4.89M · loan HK$43.99M · min. income ≈ HK$426,366/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$2,077,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,169
−HK$12,058/mo
▼ 0.25% · 3.875%
HK$229,155
−HK$6,072/mo
Today · 4.125%
HK$235,227
baseline
▲ 0.50% · 4.625%
HK$247,626
+HK$12,399/mo
Deposit HK$4.89M · loan HK$43.99M · min. income ≈ HK$470,454/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$2,077,168 · Scale 2, in force from 26 Feb 2026)