LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,472
−HK$6,990/mo
▼ 0.25% · 3.875%
HK$114,939
−HK$3,523/mo
Today · 4.125%
HK$118,462
baseline
▲ 0.50% · 4.625%
HK$125,670
+HK$7,208/mo
Deposit HK$24.44M · loan HK$24.44M · min. income ≈ HK$236,924/mo (50% DSR)
Upfront cash ≈ HK$26.52M (deposit + AVD stamp duty HK$2,077,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,011
−HK$6,700/mo
▼ 0.25% · 3.875%
HK$127,337
−HK$3,374/mo
Today · 4.125%
HK$130,711
baseline
▲ 0.50% · 4.625%
HK$137,601
+HK$6,890/mo
Deposit HK$24.44M · loan HK$24.44M · min. income ≈ HK$261,422/mo (50% DSR)
Upfront cash ≈ HK$26.52M (deposit + AVD stamp duty HK$2,077,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,766
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$137,927
−HK$4,227/mo
Today · 4.125%
HK$142,154
baseline
▲ 0.50% · 4.625%
HK$150,804
+HK$8,650/mo
Deposit HK$19.55M · loan HK$29.33M · min. income ≈ HK$284,308/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$2,077,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,813
−HK$8,040/mo
▼ 0.25% · 3.875%
HK$152,804
−HK$4,049/mo
Today · 4.125%
HK$156,853
baseline
▲ 0.50% · 4.625%
HK$165,121
+HK$8,268/mo
Deposit HK$19.55M · loan HK$29.33M · min. income ≈ HK$313,706/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$2,077,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,060
−HK$9,787/mo
▼ 0.25% · 3.875%
HK$160,915
−HK$4,932/mo
Today · 4.125%
HK$165,847
baseline
▲ 0.50% · 4.625%
HK$175,938
+HK$10,091/mo
Deposit HK$14.67M · loan HK$34.22M · min. income ≈ HK$331,694/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$2,077,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,616
−HK$9,379/mo
▼ 0.25% · 3.875%
HK$178,272
−HK$4,723/mo
Today · 4.125%
HK$182,995
baseline
▲ 0.50% · 4.625%
HK$192,641
+HK$9,646/mo
Deposit HK$14.67M · loan HK$34.22M · min. income ≈ HK$365,990/mo (50% DSR)
Upfront cash ≈ HK$16.74M (deposit + AVD stamp duty HK$2,077,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,649
−HK$12,582/mo
▼ 0.25% · 3.875%
HK$206,890
−HK$6,341/mo
Today · 4.125%
HK$213,231
baseline
▲ 0.50% · 4.625%
HK$226,206
+HK$12,975/mo
Deposit HK$4.89M · loan HK$44.00M · min. income ≈ HK$426,462/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,077,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,220
−HK$12,060/mo
▼ 0.25% · 3.875%
HK$229,207
−HK$6,073/mo
Today · 4.125%
HK$235,280
baseline
▲ 0.50% · 4.625%
HK$247,682
+HK$12,402/mo
Deposit HK$4.89M · loan HK$44.00M · min. income ≈ HK$470,560/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,077,637 · Scale 2, in force from 26 Feb 2026)