LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,147
−HK$699/mo
▼ 0.25% · 3.875%
HK$11,494
−HK$352/mo
Today · 4.125%
HK$11,846
baseline
▲ 0.50% · 4.625%
HK$12,567
+HK$721/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,692/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$106,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,401
−HK$670/mo
▼ 0.25% · 3.875%
HK$12,734
−HK$337/mo
Today · 4.125%
HK$13,071
baseline
▲ 0.50% · 4.625%
HK$13,760
+HK$689/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,142/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$106,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,377
−HK$839/mo
▼ 0.25% · 3.875%
HK$13,793
−HK$423/mo
Today · 4.125%
HK$14,216
baseline
▲ 0.50% · 4.625%
HK$15,081
+HK$865/mo
Deposit HK$1.96M · loan HK$2.93M · min. income ≈ HK$28,432/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$106,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,882
−HK$804/mo
▼ 0.25% · 3.875%
HK$15,281
−HK$405/mo
Today · 4.125%
HK$15,686
baseline
▲ 0.50% · 4.625%
HK$16,512
+HK$826/mo
Deposit HK$1.96M · loan HK$2.93M · min. income ≈ HK$31,372/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$106,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,606
−HK$979/mo
▼ 0.25% · 3.875%
HK$16,092
−HK$493/mo
Today · 4.125%
HK$16,585
baseline
▲ 0.50% · 4.625%
HK$17,594
+HK$1,009/mo
Deposit HK$1.47M · loan HK$3.42M · min. income ≈ HK$33,170/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$106,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,362
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,828
−HK$472/mo
Today · 4.125%
HK$18,300
baseline
▲ 0.50% · 4.625%
HK$19,265
+HK$965/mo
Deposit HK$1.47M · loan HK$3.42M · min. income ≈ HK$36,600/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$106,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,065
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,689
−HK$635/mo
Today · 4.125%
HK$21,324
baseline
▲ 0.50% · 4.625%
HK$22,621
+HK$1,297/mo
Deposit HK$489K · loan HK$4.40M · min. income ≈ HK$42,648/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$106,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,322
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,921
−HK$607/mo
Today · 4.125%
HK$23,528
baseline
▲ 0.50% · 4.625%
HK$24,769
+HK$1,241/mo
Deposit HK$489K · loan HK$4.40M · min. income ≈ HK$47,056/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$106,366 · Scale 2, in force from 26 Feb 2026)