LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,148
−HK$699/mo
▼ 0.25% · 3.875%
HK$11,495
−HK$352/mo
Today · 4.125%
HK$11,847
baseline
▲ 0.50% · 4.625%
HK$12,568
+HK$721/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$23,694/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$106,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,402
−HK$670/mo
▼ 0.25% · 3.875%
HK$12,735
−HK$337/mo
Today · 4.125%
HK$13,072
baseline
▲ 0.50% · 4.625%
HK$13,761
+HK$689/mo
Deposit HK$2.44M · loan HK$2.44M · min. income ≈ HK$26,144/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$106,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,378
−HK$839/mo
▼ 0.25% · 3.875%
HK$13,794
−HK$423/mo
Today · 4.125%
HK$14,217
baseline
▲ 0.50% · 4.625%
HK$15,082
+HK$865/mo
Deposit HK$1.96M · loan HK$2.93M · min. income ≈ HK$28,434/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$106,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,882
−HK$805/mo
▼ 0.25% · 3.875%
HK$15,282
−HK$405/mo
Today · 4.125%
HK$15,687
baseline
▲ 0.50% · 4.625%
HK$16,513
+HK$826/mo
Deposit HK$1.96M · loan HK$2.93M · min. income ≈ HK$31,374/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$106,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,607
−HK$979/mo
▼ 0.25% · 3.875%
HK$16,093
−HK$493/mo
Today · 4.125%
HK$16,586
baseline
▲ 0.50% · 4.625%
HK$17,595
+HK$1,009/mo
Deposit HK$1.47M · loan HK$3.42M · min. income ≈ HK$33,172/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$106,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,363
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,829
−HK$472/mo
Today · 4.125%
HK$18,301
baseline
▲ 0.50% · 4.625%
HK$19,266
+HK$965/mo
Deposit HK$1.47M · loan HK$3.42M · min. income ≈ HK$36,602/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$106,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,066
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,691
−HK$634/mo
Today · 4.125%
HK$21,325
baseline
▲ 0.50% · 4.625%
HK$22,622
+HK$1,297/mo
Deposit HK$489K · loan HK$4.40M · min. income ≈ HK$42,650/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$106,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,324
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,922
−HK$608/mo
Today · 4.125%
HK$23,530
baseline
▲ 0.50% · 4.625%
HK$24,770
+HK$1,240/mo
Deposit HK$489K · loan HK$4.40M · min. income ≈ HK$47,060/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$106,393 · Scale 2, in force from 26 Feb 2026)