LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,497
−HK$6,992/mo
▼ 0.25% · 3.875%
HK$114,965
−HK$3,524/mo
Today · 4.125%
HK$118,489
baseline
▲ 0.50% · 4.625%
HK$125,699
+HK$7,210/mo
Deposit HK$24.45M · loan HK$24.45M · min. income ≈ HK$236,978/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,078,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,039
−HK$6,702/mo
▼ 0.25% · 3.875%
HK$127,366
−HK$3,375/mo
Today · 4.125%
HK$130,741
baseline
▲ 0.50% · 4.625%
HK$137,632
+HK$6,891/mo
Deposit HK$24.45M · loan HK$24.45M · min. income ≈ HK$261,482/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,078,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,797
−HK$8,390/mo
▼ 0.25% · 3.875%
HK$137,958
−HK$4,229/mo
Today · 4.125%
HK$142,187
baseline
▲ 0.50% · 4.625%
HK$150,838
+HK$8,651/mo
Deposit HK$19.56M · loan HK$29.34M · min. income ≈ HK$284,374/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$2,078,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,847
−HK$8,042/mo
▼ 0.25% · 3.875%
HK$152,839
−HK$4,050/mo
Today · 4.125%
HK$156,889
baseline
▲ 0.50% · 4.625%
HK$165,159
+HK$8,270/mo
Deposit HK$19.56M · loan HK$29.34M · min. income ≈ HK$313,778/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$2,078,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,096
−HK$9,789/mo
▼ 0.25% · 3.875%
HK$160,951
−HK$4,934/mo
Today · 4.125%
HK$165,885
baseline
▲ 0.50% · 4.625%
HK$175,978
+HK$10,093/mo
Deposit HK$14.67M · loan HK$34.23M · min. income ≈ HK$331,770/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,078,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,655
−HK$9,382/mo
▼ 0.25% · 3.875%
HK$178,313
−HK$4,724/mo
Today · 4.125%
HK$183,037
baseline
▲ 0.50% · 4.625%
HK$192,685
+HK$9,648/mo
Deposit HK$14.67M · loan HK$34.23M · min. income ≈ HK$366,074/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,078,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,695
−HK$12,585/mo
▼ 0.25% · 3.875%
HK$206,938
−HK$6,342/mo
Today · 4.125%
HK$213,280
baseline
▲ 0.50% · 4.625%
HK$226,258
+HK$12,978/mo
Deposit HK$4.89M · loan HK$44.01M · min. income ≈ HK$426,560/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,078,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,271
−HK$12,063/mo
▼ 0.25% · 3.875%
HK$229,259
−HK$6,075/mo
Today · 4.125%
HK$235,334
baseline
▲ 0.50% · 4.625%
HK$247,738
+HK$12,404/mo
Deposit HK$4.89M · loan HK$44.01M · min. income ≈ HK$470,668/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,078,112 · Scale 2, in force from 26 Feb 2026)