LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,502
−HK$6,992/mo
▼ 0.25% · 3.875%
HK$114,971
−HK$3,523/mo
Today · 4.125%
HK$118,494
baseline
▲ 0.50% · 4.625%
HK$125,704
+HK$7,210/mo
Deposit HK$24.45M · loan HK$24.45M · min. income ≈ HK$236,988/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,078,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,045
−HK$6,702/mo
▼ 0.25% · 3.875%
HK$127,372
−HK$3,375/mo
Today · 4.125%
HK$130,747
baseline
▲ 0.50% · 4.625%
HK$137,639
+HK$6,892/mo
Deposit HK$24.45M · loan HK$24.45M · min. income ≈ HK$261,494/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,078,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,803
−HK$8,390/mo
▼ 0.25% · 3.875%
HK$137,965
−HK$4,228/mo
Today · 4.125%
HK$142,193
baseline
▲ 0.50% · 4.625%
HK$150,845
+HK$8,652/mo
Deposit HK$19.56M · loan HK$29.34M · min. income ≈ HK$284,386/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$2,078,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,854
−HK$8,042/mo
▼ 0.25% · 3.875%
HK$152,846
−HK$4,050/mo
Today · 4.125%
HK$156,896
baseline
▲ 0.50% · 4.625%
HK$165,166
+HK$8,270/mo
Deposit HK$19.56M · loan HK$29.34M · min. income ≈ HK$313,792/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$2,078,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,103
−HK$9,789/mo
▼ 0.25% · 3.875%
HK$160,959
−HK$4,933/mo
Today · 4.125%
HK$165,892
baseline
▲ 0.50% · 4.625%
HK$175,986
+HK$10,094/mo
Deposit HK$14.67M · loan HK$34.23M · min. income ≈ HK$331,784/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,078,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,663
−HK$9,383/mo
▼ 0.25% · 3.875%
HK$178,321
−HK$4,725/mo
Today · 4.125%
HK$183,046
baseline
▲ 0.50% · 4.625%
HK$192,694
+HK$9,648/mo
Deposit HK$14.67M · loan HK$34.23M · min. income ≈ HK$366,092/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,078,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,704
−HK$12,586/mo
▼ 0.25% · 3.875%
HK$206,947
−HK$6,343/mo
Today · 4.125%
HK$213,290
baseline
▲ 0.50% · 4.625%
HK$226,268
+HK$12,978/mo
Deposit HK$4.89M · loan HK$44.01M · min. income ≈ HK$426,580/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,078,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,281
−HK$12,063/mo
▼ 0.25% · 3.875%
HK$229,269
−HK$6,075/mo
Today · 4.125%
HK$235,344
baseline
▲ 0.50% · 4.625%
HK$247,750
+HK$12,406/mo
Deposit HK$4.89M · loan HK$44.01M · min. income ≈ HK$470,688/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,078,207 · Scale 2, in force from 26 Feb 2026)