LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,505
−HK$6,992/mo
▼ 0.25% · 3.875%
HK$114,973
−HK$3,524/mo
Today · 4.125%
HK$118,497
baseline
▲ 0.50% · 4.625%
HK$125,708
+HK$7,211/mo
Deposit HK$24.45M · loan HK$24.45M · min. income ≈ HK$236,994/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,078,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,048
−HK$6,702/mo
▼ 0.25% · 3.875%
HK$127,375
−HK$3,375/mo
Today · 4.125%
HK$130,750
baseline
▲ 0.50% · 4.625%
HK$137,642
+HK$6,892/mo
Deposit HK$24.45M · loan HK$24.45M · min. income ≈ HK$261,500/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,078,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,806
−HK$8,391/mo
▼ 0.25% · 3.875%
HK$137,968
−HK$4,229/mo
Today · 4.125%
HK$142,197
baseline
▲ 0.50% · 4.625%
HK$150,849
+HK$8,652/mo
Deposit HK$19.56M · loan HK$29.34M · min. income ≈ HK$284,394/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$2,078,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,858
−HK$8,042/mo
▼ 0.25% · 3.875%
HK$152,850
−HK$4,050/mo
Today · 4.125%
HK$156,900
baseline
▲ 0.50% · 4.625%
HK$165,171
+HK$8,271/mo
Deposit HK$19.56M · loan HK$29.34M · min. income ≈ HK$313,800/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$2,078,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,107
−HK$9,789/mo
▼ 0.25% · 3.875%
HK$160,963
−HK$4,933/mo
Today · 4.125%
HK$165,896
baseline
▲ 0.50% · 4.625%
HK$175,991
+HK$10,095/mo
Deposit HK$14.67M · loan HK$34.23M · min. income ≈ HK$331,792/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,078,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,667
−HK$9,383/mo
▼ 0.25% · 3.875%
HK$178,325
−HK$4,725/mo
Today · 4.125%
HK$183,050
baseline
▲ 0.50% · 4.625%
HK$192,699
+HK$9,649/mo
Deposit HK$14.67M · loan HK$34.23M · min. income ≈ HK$366,100/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,078,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,709
−HK$12,586/mo
▼ 0.25% · 3.875%
HK$206,952
−HK$6,343/mo
Today · 4.125%
HK$213,295
baseline
▲ 0.50% · 4.625%
HK$226,274
+HK$12,979/mo
Deposit HK$4.89M · loan HK$44.01M · min. income ≈ HK$426,590/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,078,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,287
−HK$12,063/mo
▼ 0.25% · 3.875%
HK$229,275
−HK$6,075/mo
Today · 4.125%
HK$235,350
baseline
▲ 0.50% · 4.625%
HK$247,756
+HK$12,406/mo
Deposit HK$4.89M · loan HK$44.01M · min. income ≈ HK$470,700/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,078,258 · Scale 2, in force from 26 Feb 2026)