LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,515
−HK$6,993/mo
▼ 0.25% · 3.875%
HK$114,983
−HK$3,525/mo
Today · 4.125%
HK$118,508
baseline
▲ 0.50% · 4.625%
HK$125,718
+HK$7,210/mo
Deposit HK$24.45M · loan HK$24.45M · min. income ≈ HK$237,016/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,078,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,059
−HK$6,702/mo
▼ 0.25% · 3.875%
HK$127,386
−HK$3,375/mo
Today · 4.125%
HK$130,761
baseline
▲ 0.50% · 4.625%
HK$137,654
+HK$6,893/mo
Deposit HK$24.45M · loan HK$24.45M · min. income ≈ HK$261,522/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,078,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,818
−HK$8,391/mo
▼ 0.25% · 3.875%
HK$137,980
−HK$4,229/mo
Today · 4.125%
HK$142,209
baseline
▲ 0.50% · 4.625%
HK$150,862
+HK$8,653/mo
Deposit HK$19.56M · loan HK$29.34M · min. income ≈ HK$284,418/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$2,078,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,871
−HK$8,043/mo
▼ 0.25% · 3.875%
HK$152,863
−HK$4,051/mo
Today · 4.125%
HK$156,914
baseline
▲ 0.50% · 4.625%
HK$165,185
+HK$8,271/mo
Deposit HK$19.56M · loan HK$29.34M · min. income ≈ HK$313,828/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$2,078,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,121
−HK$9,790/mo
▼ 0.25% · 3.875%
HK$160,977
−HK$4,934/mo
Today · 4.125%
HK$165,911
baseline
▲ 0.50% · 4.625%
HK$176,006
+HK$10,095/mo
Deposit HK$14.67M · loan HK$34.23M · min. income ≈ HK$331,822/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,078,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,682
−HK$9,384/mo
▼ 0.25% · 3.875%
HK$178,341
−HK$4,725/mo
Today · 4.125%
HK$183,066
baseline
▲ 0.50% · 4.625%
HK$192,716
+HK$9,650/mo
Deposit HK$14.67M · loan HK$34.23M · min. income ≈ HK$366,132/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,078,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,726
−HK$12,588/mo
▼ 0.25% · 3.875%
HK$206,970
−HK$6,344/mo
Today · 4.125%
HK$213,314
baseline
▲ 0.50% · 4.625%
HK$226,293
+HK$12,979/mo
Deposit HK$4.89M · loan HK$44.01M · min. income ≈ HK$426,628/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,078,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,306
−HK$12,065/mo
▼ 0.25% · 3.875%
HK$229,295
−HK$6,076/mo
Today · 4.125%
HK$235,371
baseline
▲ 0.50% · 4.625%
HK$247,777
+HK$12,406/mo
Deposit HK$4.89M · loan HK$44.01M · min. income ≈ HK$470,742/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,078,439 · Scale 2, in force from 26 Feb 2026)