LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,532
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$115,002
−HK$3,524/mo
Today · 4.125%
HK$118,526
baseline
▲ 0.50% · 4.625%
HK$125,738
+HK$7,212/mo
Deposit HK$24.46M · loan HK$24.46M · min. income ≈ HK$237,052/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,078,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,079
−HK$6,703/mo
▼ 0.25% · 3.875%
HK$127,406
−HK$3,376/mo
Today · 4.125%
HK$130,782
baseline
▲ 0.50% · 4.625%
HK$137,676
+HK$6,894/mo
Deposit HK$24.46M · loan HK$24.46M · min. income ≈ HK$261,564/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,078,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,839
−HK$8,393/mo
▼ 0.25% · 3.875%
HK$138,002
−HK$4,230/mo
Today · 4.125%
HK$142,232
baseline
▲ 0.50% · 4.625%
HK$150,886
+HK$8,654/mo
Deposit HK$19.56M · loan HK$29.35M · min. income ≈ HK$284,464/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$2,078,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,894
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$152,888
−HK$4,051/mo
Today · 4.125%
HK$156,939
baseline
▲ 0.50% · 4.625%
HK$165,211
+HK$8,272/mo
Deposit HK$19.56M · loan HK$29.35M · min. income ≈ HK$313,878/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$2,078,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,145
−HK$9,792/mo
▼ 0.25% · 3.875%
HK$161,002
−HK$4,935/mo
Today · 4.125%
HK$165,937
baseline
▲ 0.50% · 4.625%
HK$176,034
+HK$10,097/mo
Deposit HK$14.67M · loan HK$34.24M · min. income ≈ HK$331,874/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,078,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,710
−HK$9,385/mo
▼ 0.25% · 3.875%
HK$178,369
−HK$4,726/mo
Today · 4.125%
HK$183,095
baseline
▲ 0.50% · 4.625%
HK$192,746
+HK$9,651/mo
Deposit HK$14.67M · loan HK$34.24M · min. income ≈ HK$366,190/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,078,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,758
−HK$12,589/mo
▼ 0.25% · 3.875%
HK$207,003
−HK$6,344/mo
Today · 4.125%
HK$213,347
baseline
▲ 0.50% · 4.625%
HK$226,329
+HK$12,982/mo
Deposit HK$4.89M · loan HK$44.02M · min. income ≈ HK$426,694/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,078,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,341
−HK$12,067/mo
▼ 0.25% · 3.875%
HK$229,331
−HK$6,077/mo
Today · 4.125%
HK$235,408
baseline
▲ 0.50% · 4.625%
HK$247,816
+HK$12,408/mo
Deposit HK$4.89M · loan HK$44.02M · min. income ≈ HK$470,816/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,078,767 · Scale 2, in force from 26 Feb 2026)