LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,537
−HK$6,995/mo
▼ 0.25% · 3.875%
HK$115,007
−HK$3,525/mo
Today · 4.125%
HK$118,532
baseline
▲ 0.50% · 4.625%
HK$125,744
+HK$7,212/mo
Deposit HK$24.46M · loan HK$24.46M · min. income ≈ HK$237,064/mo (50% DSR)
Upfront cash ≈ HK$26.54M (deposit + AVD stamp duty HK$2,078,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,084
−HK$6,704/mo
▼ 0.25% · 3.875%
HK$127,412
−HK$3,376/mo
Today · 4.125%
HK$130,788
baseline
▲ 0.50% · 4.625%
HK$137,682
+HK$6,894/mo
Deposit HK$24.46M · loan HK$24.46M · min. income ≈ HK$261,576/mo (50% DSR)
Upfront cash ≈ HK$26.54M (deposit + AVD stamp duty HK$2,078,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,845
−HK$8,393/mo
▼ 0.25% · 3.875%
HK$138,008
−HK$4,230/mo
Today · 4.125%
HK$142,238
baseline
▲ 0.50% · 4.625%
HK$150,893
+HK$8,655/mo
Deposit HK$19.57M · loan HK$29.35M · min. income ≈ HK$284,476/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$2,078,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,901
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$152,894
−HK$4,052/mo
Today · 4.125%
HK$156,946
baseline
▲ 0.50% · 4.625%
HK$165,218
+HK$8,272/mo
Deposit HK$19.57M · loan HK$29.35M · min. income ≈ HK$313,892/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$2,078,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,152
−HK$9,792/mo
▼ 0.25% · 3.875%
HK$161,010
−HK$4,934/mo
Today · 4.125%
HK$165,944
baseline
▲ 0.50% · 4.625%
HK$176,042
+HK$10,098/mo
Deposit HK$14.67M · loan HK$34.24M · min. income ≈ HK$331,888/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,078,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,718
−HK$9,385/mo
▼ 0.25% · 3.875%
HK$178,377
−HK$4,726/mo
Today · 4.125%
HK$183,103
baseline
▲ 0.50% · 4.625%
HK$192,755
+HK$9,652/mo
Deposit HK$14.67M · loan HK$34.24M · min. income ≈ HK$366,206/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,078,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,767
−HK$12,590/mo
▼ 0.25% · 3.875%
HK$207,012
−HK$6,345/mo
Today · 4.125%
HK$213,357
baseline
▲ 0.50% · 4.625%
HK$226,339
+HK$12,982/mo
Deposit HK$4.89M · loan HK$44.02M · min. income ≈ HK$426,714/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,078,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,352
−HK$12,067/mo
▼ 0.25% · 3.875%
HK$229,342
−HK$6,077/mo
Today · 4.125%
HK$235,419
baseline
▲ 0.50% · 4.625%
HK$247,828
+HK$12,409/mo
Deposit HK$4.89M · loan HK$44.02M · min. income ≈ HK$470,838/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,078,862 · Scale 2, in force from 26 Feb 2026)