LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,544
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$115,013
−HK$3,525/mo
Today · 4.125%
HK$118,538
baseline
▲ 0.50% · 4.625%
HK$125,751
+HK$7,213/mo
Deposit HK$24.46M · loan HK$24.46M · min. income ≈ HK$237,076/mo (50% DSR)
Upfront cash ≈ HK$26.54M (deposit + AVD stamp duty HK$2,078,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,091
−HK$6,704/mo
▼ 0.25% · 3.875%
HK$127,419
−HK$3,376/mo
Today · 4.125%
HK$130,795
baseline
▲ 0.50% · 4.625%
HK$137,690
+HK$6,895/mo
Deposit HK$24.46M · loan HK$24.46M · min. income ≈ HK$261,590/mo (50% DSR)
Upfront cash ≈ HK$26.54M (deposit + AVD stamp duty HK$2,078,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,852
−HK$8,394/mo
▼ 0.25% · 3.875%
HK$138,016
−HK$4,230/mo
Today · 4.125%
HK$142,246
baseline
▲ 0.50% · 4.625%
HK$150,901
+HK$8,655/mo
Deposit HK$19.57M · loan HK$29.35M · min. income ≈ HK$284,492/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,078,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,909
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$152,903
−HK$4,051/mo
Today · 4.125%
HK$156,954
baseline
▲ 0.50% · 4.625%
HK$165,228
+HK$8,274/mo
Deposit HK$19.57M · loan HK$29.35M · min. income ≈ HK$313,908/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,078,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,161
−HK$9,793/mo
▼ 0.25% · 3.875%
HK$161,019
−HK$4,935/mo
Today · 4.125%
HK$165,954
baseline
▲ 0.50% · 4.625%
HK$176,052
+HK$10,098/mo
Deposit HK$14.68M · loan HK$34.24M · min. income ≈ HK$331,908/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,078,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,728
−HK$9,386/mo
▼ 0.25% · 3.875%
HK$178,387
−HK$4,727/mo
Today · 4.125%
HK$183,114
baseline
▲ 0.50% · 4.625%
HK$192,766
+HK$9,652/mo
Deposit HK$14.68M · loan HK$34.24M · min. income ≈ HK$366,228/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,078,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,778
−HK$12,591/mo
▼ 0.25% · 3.875%
HK$207,024
−HK$6,345/mo
Today · 4.125%
HK$213,369
baseline
▲ 0.50% · 4.625%
HK$226,352
+HK$12,983/mo
Deposit HK$4.89M · loan HK$44.03M · min. income ≈ HK$426,738/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,078,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,364
−HK$12,068/mo
▼ 0.25% · 3.875%
HK$229,355
−HK$6,077/mo
Today · 4.125%
HK$235,432
baseline
▲ 0.50% · 4.625%
HK$247,842
+HK$12,410/mo
Deposit HK$4.89M · loan HK$44.03M · min. income ≈ HK$470,864/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,078,978 · Scale 2, in force from 26 Feb 2026)