LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,546
−HK$6,995/mo
▼ 0.25% · 3.875%
HK$115,016
−HK$3,525/mo
Today · 4.125%
HK$118,541
baseline
▲ 0.50% · 4.625%
HK$125,754
+HK$7,213/mo
Deposit HK$24.46M · loan HK$24.46M · min. income ≈ HK$237,082/mo (50% DSR)
Upfront cash ≈ HK$26.54M (deposit + AVD stamp duty HK$2,079,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,094
−HK$6,704/mo
▼ 0.25% · 3.875%
HK$127,422
−HK$3,376/mo
Today · 4.125%
HK$130,798
baseline
▲ 0.50% · 4.625%
HK$137,693
+HK$6,895/mo
Deposit HK$24.46M · loan HK$24.46M · min. income ≈ HK$261,596/mo (50% DSR)
Upfront cash ≈ HK$26.54M (deposit + AVD stamp duty HK$2,079,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,855
−HK$8,394/mo
▼ 0.25% · 3.875%
HK$138,019
−HK$4,230/mo
Today · 4.125%
HK$142,249
baseline
▲ 0.50% · 4.625%
HK$150,905
+HK$8,656/mo
Deposit HK$19.57M · loan HK$29.35M · min. income ≈ HK$284,498/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,079,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,913
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$152,907
−HK$4,051/mo
Today · 4.125%
HK$156,958
baseline
▲ 0.50% · 4.625%
HK$165,232
+HK$8,274/mo
Deposit HK$19.57M · loan HK$29.35M · min. income ≈ HK$313,916/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,079,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,165
−HK$9,792/mo
▼ 0.25% · 3.875%
HK$161,022
−HK$4,935/mo
Today · 4.125%
HK$165,957
baseline
▲ 0.50% · 4.625%
HK$176,056
+HK$10,099/mo
Deposit HK$14.68M · loan HK$34.24M · min. income ≈ HK$331,914/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,079,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,732
−HK$9,386/mo
▼ 0.25% · 3.875%
HK$178,391
−HK$4,727/mo
Today · 4.125%
HK$183,118
baseline
▲ 0.50% · 4.625%
HK$192,770
+HK$9,652/mo
Deposit HK$14.68M · loan HK$34.24M · min. income ≈ HK$366,236/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,079,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,783
−HK$12,591/mo
▼ 0.25% · 3.875%
HK$207,029
−HK$6,345/mo
Today · 4.125%
HK$213,374
baseline
▲ 0.50% · 4.625%
HK$226,357
+HK$12,983/mo
Deposit HK$4.89M · loan HK$44.03M · min. income ≈ HK$426,748/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,079,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,369
−HK$12,068/mo
▼ 0.25% · 3.875%
HK$229,360
−HK$6,077/mo
Today · 4.125%
HK$235,437
baseline
▲ 0.50% · 4.625%
HK$247,847
+HK$12,410/mo
Deposit HK$4.89M · loan HK$44.03M · min. income ≈ HK$470,874/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,079,026 · Scale 2, in force from 26 Feb 2026)