LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,552
−HK$6,995/mo
▼ 0.25% · 3.875%
HK$115,021
−HK$3,526/mo
Today · 4.125%
HK$118,547
baseline
▲ 0.50% · 4.625%
HK$125,760
+HK$7,213/mo
Deposit HK$24.46M · loan HK$24.46M · min. income ≈ HK$237,094/mo (50% DSR)
Upfront cash ≈ HK$26.54M (deposit + AVD stamp duty HK$2,079,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,100
−HK$6,705/mo
▼ 0.25% · 3.875%
HK$127,428
−HK$3,377/mo
Today · 4.125%
HK$130,805
baseline
▲ 0.50% · 4.625%
HK$137,700
+HK$6,895/mo
Deposit HK$24.46M · loan HK$24.46M · min. income ≈ HK$261,610/mo (50% DSR)
Upfront cash ≈ HK$26.54M (deposit + AVD stamp duty HK$2,079,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,862
−HK$8,394/mo
▼ 0.25% · 3.875%
HK$138,026
−HK$4,230/mo
Today · 4.125%
HK$142,256
baseline
▲ 0.50% · 4.625%
HK$150,912
+HK$8,656/mo
Deposit HK$19.57M · loan HK$29.35M · min. income ≈ HK$284,512/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,079,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,920
−HK$8,046/mo
▼ 0.25% · 3.875%
HK$152,914
−HK$4,052/mo
Today · 4.125%
HK$156,966
baseline
▲ 0.50% · 4.625%
HK$165,240
+HK$8,274/mo
Deposit HK$19.57M · loan HK$29.35M · min. income ≈ HK$313,932/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,079,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,172
−HK$9,794/mo
▼ 0.25% · 3.875%
HK$161,030
−HK$4,936/mo
Today · 4.125%
HK$165,966
baseline
▲ 0.50% · 4.625%
HK$176,064
+HK$10,098/mo
Deposit HK$14.68M · loan HK$34.24M · min. income ≈ HK$331,932/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$2,079,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,740
−HK$9,387/mo
▼ 0.25% · 3.875%
HK$178,400
−HK$4,727/mo
Today · 4.125%
HK$183,127
baseline
▲ 0.50% · 4.625%
HK$192,779
+HK$9,652/mo
Deposit HK$14.68M · loan HK$34.24M · min. income ≈ HK$366,254/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$2,079,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,793
−HK$12,591/mo
▼ 0.25% · 3.875%
HK$207,039
−HK$6,345/mo
Today · 4.125%
HK$213,384
baseline
▲ 0.50% · 4.625%
HK$226,368
+HK$12,984/mo
Deposit HK$4.89M · loan HK$44.03M · min. income ≈ HK$426,768/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,079,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,380
−HK$12,068/mo
▼ 0.25% · 3.875%
HK$229,371
−HK$6,077/mo
Today · 4.125%
HK$235,448
baseline
▲ 0.50% · 4.625%
HK$247,859
+HK$12,411/mo
Deposit HK$4.89M · loan HK$44.03M · min. income ≈ HK$470,896/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,079,127 · Scale 2, in force from 26 Feb 2026)