LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,576
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$115,047
−HK$3,526/mo
Today · 4.125%
HK$118,573
baseline
▲ 0.50% · 4.625%
HK$125,788
+HK$7,215/mo
Deposit HK$24.47M · loan HK$24.47M · min. income ≈ HK$237,146/mo (50% DSR)
Upfront cash ≈ HK$26.55M (deposit + AVD stamp duty HK$2,079,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,127
−HK$6,706/mo
▼ 0.25% · 3.875%
HK$127,456
−HK$3,377/mo
Today · 4.125%
HK$130,833
baseline
▲ 0.50% · 4.625%
HK$137,730
+HK$6,897/mo
Deposit HK$24.47M · loan HK$24.47M · min. income ≈ HK$261,666/mo (50% DSR)
Upfront cash ≈ HK$26.55M (deposit + AVD stamp duty HK$2,079,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,891
−HK$8,396/mo
▼ 0.25% · 3.875%
HK$138,056
−HK$4,231/mo
Today · 4.125%
HK$142,287
baseline
▲ 0.50% · 4.625%
HK$150,945
+HK$8,658/mo
Deposit HK$19.57M · loan HK$29.36M · min. income ≈ HK$284,574/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,079,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,952
−HK$8,048/mo
▼ 0.25% · 3.875%
HK$152,947
−HK$4,053/mo
Today · 4.125%
HK$157,000
baseline
▲ 0.50% · 4.625%
HK$165,276
+HK$8,276/mo
Deposit HK$19.57M · loan HK$29.36M · min. income ≈ HK$314,000/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,079,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,206
−HK$9,796/mo
▼ 0.25% · 3.875%
HK$161,065
−HK$4,937/mo
Today · 4.125%
HK$166,002
baseline
▲ 0.50% · 4.625%
HK$176,103
+HK$10,101/mo
Deposit HK$14.68M · loan HK$34.25M · min. income ≈ HK$332,004/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$2,079,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,778
−HK$9,389/mo
▼ 0.25% · 3.875%
HK$178,439
−HK$4,728/mo
Today · 4.125%
HK$183,167
baseline
▲ 0.50% · 4.625%
HK$192,822
+HK$9,655/mo
Deposit HK$14.68M · loan HK$34.25M · min. income ≈ HK$366,334/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$2,079,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,837
−HK$12,594/mo
▼ 0.25% · 3.875%
HK$207,084
−HK$6,347/mo
Today · 4.125%
HK$213,431
baseline
▲ 0.50% · 4.625%
HK$226,418
+HK$12,987/mo
Deposit HK$4.89M · loan HK$44.04M · min. income ≈ HK$426,862/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,079,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,429
−HK$12,071/mo
▼ 0.25% · 3.875%
HK$229,421
−HK$6,079/mo
Today · 4.125%
HK$235,500
baseline
▲ 0.50% · 4.625%
HK$247,913
+HK$12,413/mo
Deposit HK$4.89M · loan HK$44.04M · min. income ≈ HK$471,000/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,079,581 · Scale 2, in force from 26 Feb 2026)