LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,585
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$115,056
−HK$3,526/mo
Today · 4.125%
HK$118,582
baseline
▲ 0.50% · 4.625%
HK$125,798
+HK$7,216/mo
Deposit HK$24.47M · loan HK$24.47M · min. income ≈ HK$237,164/mo (50% DSR)
Upfront cash ≈ HK$26.55M (deposit + AVD stamp duty HK$2,079,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,137
−HK$6,707/mo
▼ 0.25% · 3.875%
HK$127,467
−HK$3,377/mo
Today · 4.125%
HK$130,844
baseline
▲ 0.50% · 4.625%
HK$137,741
+HK$6,897/mo
Deposit HK$24.47M · loan HK$24.47M · min. income ≈ HK$261,688/mo (50% DSR)
Upfront cash ≈ HK$26.55M (deposit + AVD stamp duty HK$2,079,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,902
−HK$8,397/mo
▼ 0.25% · 3.875%
HK$138,067
−HK$4,232/mo
Today · 4.125%
HK$142,299
baseline
▲ 0.50% · 4.625%
HK$150,957
+HK$8,658/mo
Deposit HK$19.57M · loan HK$29.36M · min. income ≈ HK$284,598/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,079,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,965
−HK$8,048/mo
▼ 0.25% · 3.875%
HK$152,960
−HK$4,053/mo
Today · 4.125%
HK$157,013
baseline
▲ 0.50% · 4.625%
HK$165,289
+HK$8,276/mo
Deposit HK$19.57M · loan HK$29.36M · min. income ≈ HK$314,026/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,079,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,219
−HK$9,796/mo
▼ 0.25% · 3.875%
HK$161,078
−HK$4,937/mo
Today · 4.125%
HK$166,015
baseline
▲ 0.50% · 4.625%
HK$176,117
+HK$10,102/mo
Deposit HK$14.68M · loan HK$34.25M · min. income ≈ HK$332,030/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$2,079,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,792
−HK$9,390/mo
▼ 0.25% · 3.875%
HK$178,453
−HK$4,729/mo
Today · 4.125%
HK$183,182
baseline
▲ 0.50% · 4.625%
HK$192,837
+HK$9,655/mo
Deposit HK$14.68M · loan HK$34.25M · min. income ≈ HK$366,364/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$2,079,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,853
−HK$12,595/mo
▼ 0.25% · 3.875%
HK$207,101
−HK$6,347/mo
Today · 4.125%
HK$213,448
baseline
▲ 0.50% · 4.625%
HK$226,436
+HK$12,988/mo
Deposit HK$4.89M · loan HK$44.04M · min. income ≈ HK$426,896/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,079,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,447
−HK$12,072/mo
▼ 0.25% · 3.875%
HK$229,440
−HK$6,079/mo
Today · 4.125%
HK$235,519
baseline
▲ 0.50% · 4.625%
HK$247,934
+HK$12,415/mo
Deposit HK$4.89M · loan HK$44.04M · min. income ≈ HK$471,038/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,079,752 · Scale 2, in force from 26 Feb 2026)