LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,587
−HK$6,998/mo
▼ 0.25% · 3.875%
HK$115,058
−HK$3,527/mo
Today · 4.125%
HK$118,585
baseline
▲ 0.50% · 4.625%
HK$125,800
+HK$7,215/mo
Deposit HK$24.47M · loan HK$24.47M · min. income ≈ HK$237,170/mo (50% DSR)
Upfront cash ≈ HK$26.55M (deposit + AVD stamp duty HK$2,079,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,140
−HK$6,706/mo
▼ 0.25% · 3.875%
HK$127,469
−HK$3,377/mo
Today · 4.125%
HK$130,846
baseline
▲ 0.50% · 4.625%
HK$137,743
+HK$6,897/mo
Deposit HK$24.47M · loan HK$24.47M · min. income ≈ HK$261,692/mo (50% DSR)
Upfront cash ≈ HK$26.55M (deposit + AVD stamp duty HK$2,079,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,905
−HK$8,397/mo
▼ 0.25% · 3.875%
HK$138,070
−HK$4,232/mo
Today · 4.125%
HK$142,302
baseline
▲ 0.50% · 4.625%
HK$150,960
+HK$8,658/mo
Deposit HK$19.57M · loan HK$29.36M · min. income ≈ HK$284,604/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,079,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,967
−HK$8,049/mo
▼ 0.25% · 3.875%
HK$152,963
−HK$4,053/mo
Today · 4.125%
HK$157,016
baseline
▲ 0.50% · 4.625%
HK$165,292
+HK$8,276/mo
Deposit HK$19.57M · loan HK$29.36M · min. income ≈ HK$314,032/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,079,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,222
−HK$9,796/mo
▼ 0.25% · 3.875%
HK$161,081
−HK$4,937/mo
Today · 4.125%
HK$166,018
baseline
▲ 0.50% · 4.625%
HK$176,120
+HK$10,102/mo
Deposit HK$14.68M · loan HK$34.26M · min. income ≈ HK$332,036/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$2,079,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,795
−HK$9,390/mo
▼ 0.25% · 3.875%
HK$178,456
−HK$4,729/mo
Today · 4.125%
HK$183,185
baseline
▲ 0.50% · 4.625%
HK$192,841
+HK$9,656/mo
Deposit HK$14.68M · loan HK$34.26M · min. income ≈ HK$366,370/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$2,079,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,857
−HK$12,595/mo
▼ 0.25% · 3.875%
HK$207,105
−HK$6,347/mo
Today · 4.125%
HK$213,452
baseline
▲ 0.50% · 4.625%
HK$226,440
+HK$12,988/mo
Deposit HK$4.89M · loan HK$44.04M · min. income ≈ HK$426,904/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,079,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,451
−HK$12,073/mo
▼ 0.25% · 3.875%
HK$229,444
−HK$6,080/mo
Today · 4.125%
HK$235,524
baseline
▲ 0.50% · 4.625%
HK$247,938
+HK$12,414/mo
Deposit HK$4.89M · loan HK$44.04M · min. income ≈ HK$471,048/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,079,789 · Scale 2, in force from 26 Feb 2026)