LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,588
−HK$6,998/mo
▼ 0.25% · 3.875%
HK$115,059
−HK$3,527/mo
Today · 4.125%
HK$118,586
baseline
▲ 0.50% · 4.625%
HK$125,801
+HK$7,215/mo
Deposit HK$24.47M · loan HK$24.47M · min. income ≈ HK$237,172/mo (50% DSR)
Upfront cash ≈ HK$26.55M (deposit + AVD stamp duty HK$2,079,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,141
−HK$6,707/mo
▼ 0.25% · 3.875%
HK$127,470
−HK$3,378/mo
Today · 4.125%
HK$130,848
baseline
▲ 0.50% · 4.625%
HK$137,745
+HK$6,897/mo
Deposit HK$24.47M · loan HK$24.47M · min. income ≈ HK$261,696/mo (50% DSR)
Upfront cash ≈ HK$26.55M (deposit + AVD stamp duty HK$2,079,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,906
−HK$8,397/mo
▼ 0.25% · 3.875%
HK$138,071
−HK$4,232/mo
Today · 4.125%
HK$142,303
baseline
▲ 0.50% · 4.625%
HK$150,962
+HK$8,659/mo
Deposit HK$19.57M · loan HK$29.36M · min. income ≈ HK$284,606/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,079,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,969
−HK$8,048/mo
▼ 0.25% · 3.875%
HK$152,964
−HK$4,053/mo
Today · 4.125%
HK$157,017
baseline
▲ 0.50% · 4.625%
HK$165,294
+HK$8,277/mo
Deposit HK$19.57M · loan HK$29.36M · min. income ≈ HK$314,034/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,079,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,223
−HK$9,797/mo
▼ 0.25% · 3.875%
HK$161,083
−HK$4,937/mo
Today · 4.125%
HK$166,020
baseline
▲ 0.50% · 4.625%
HK$176,122
+HK$10,102/mo
Deposit HK$14.68M · loan HK$34.26M · min. income ≈ HK$332,040/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$2,079,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,797
−HK$9,390/mo
▼ 0.25% · 3.875%
HK$178,458
−HK$4,729/mo
Today · 4.125%
HK$183,187
baseline
▲ 0.50% · 4.625%
HK$192,843
+HK$9,656/mo
Deposit HK$14.68M · loan HK$34.26M · min. income ≈ HK$366,374/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$2,079,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,859
−HK$12,595/mo
▼ 0.25% · 3.875%
HK$207,106
−HK$6,348/mo
Today · 4.125%
HK$213,454
baseline
▲ 0.50% · 4.625%
HK$226,442
+HK$12,988/mo
Deposit HK$4.89M · loan HK$44.04M · min. income ≈ HK$426,908/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,079,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,453
−HK$12,073/mo
▼ 0.25% · 3.875%
HK$229,446
−HK$6,080/mo
Today · 4.125%
HK$235,526
baseline
▲ 0.50% · 4.625%
HK$247,940
+HK$12,414/mo
Deposit HK$4.89M · loan HK$44.04M · min. income ≈ HK$471,052/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,079,807 · Scale 2, in force from 26 Feb 2026)