LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,602
−HK$6,998/mo
▼ 0.25% · 3.875%
HK$115,073
−HK$3,527/mo
Today · 4.125%
HK$118,600
baseline
▲ 0.50% · 4.625%
HK$125,817
+HK$7,217/mo
Deposit HK$24.47M · loan HK$24.47M · min. income ≈ HK$237,200/mo (50% DSR)
Upfront cash ≈ HK$26.55M (deposit + AVD stamp duty HK$2,080,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,156
−HK$6,708/mo
▼ 0.25% · 3.875%
HK$127,486
−HK$3,378/mo
Today · 4.125%
HK$130,864
baseline
▲ 0.50% · 4.625%
HK$137,762
+HK$6,898/mo
Deposit HK$24.47M · loan HK$24.47M · min. income ≈ HK$261,728/mo (50% DSR)
Upfront cash ≈ HK$26.55M (deposit + AVD stamp duty HK$2,080,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,922
−HK$8,398/mo
▼ 0.25% · 3.875%
HK$138,088
−HK$4,232/mo
Today · 4.125%
HK$142,320
baseline
▲ 0.50% · 4.625%
HK$150,980
+HK$8,660/mo
Deposit HK$19.58M · loan HK$29.37M · min. income ≈ HK$284,640/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$2,080,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,987
−HK$8,049/mo
▼ 0.25% · 3.875%
HK$152,983
−HK$4,053/mo
Today · 4.125%
HK$157,036
baseline
▲ 0.50% · 4.625%
HK$165,314
+HK$8,278/mo
Deposit HK$19.58M · loan HK$29.37M · min. income ≈ HK$314,072/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$2,080,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,242
−HK$9,798/mo
▼ 0.25% · 3.875%
HK$161,102
−HK$4,938/mo
Today · 4.125%
HK$166,040
baseline
▲ 0.50% · 4.625%
HK$176,143
+HK$10,103/mo
Deposit HK$14.68M · loan HK$34.26M · min. income ≈ HK$332,080/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$2,080,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,818
−HK$9,391/mo
▼ 0.25% · 3.875%
HK$178,480
−HK$4,729/mo
Today · 4.125%
HK$183,209
baseline
▲ 0.50% · 4.625%
HK$192,866
+HK$9,657/mo
Deposit HK$14.68M · loan HK$34.26M · min. income ≈ HK$366,418/mo (50% DSR)
Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$2,080,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,883
−HK$12,597/mo
▼ 0.25% · 3.875%
HK$207,132
−HK$6,348/mo
Today · 4.125%
HK$213,480
baseline
▲ 0.50% · 4.625%
HK$226,470
+HK$12,990/mo
Deposit HK$4.89M · loan HK$44.05M · min. income ≈ HK$426,960/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,080,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,480
−HK$12,074/mo
▼ 0.25% · 3.875%
HK$229,474
−HK$6,080/mo
Today · 4.125%
HK$235,554
baseline
▲ 0.50% · 4.625%
HK$247,971
+HK$12,417/mo
Deposit HK$4.89M · loan HK$44.05M · min. income ≈ HK$471,108/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$2,080,062 · Scale 2, in force from 26 Feb 2026)