LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,161
−HK$700/mo
▼ 0.25% · 3.875%
HK$11,508
−HK$353/mo
Today · 4.125%
HK$11,861
baseline
▲ 0.50% · 4.625%
HK$12,583
+HK$722/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$23,722/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$106,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,417
−HK$671/mo
▼ 0.25% · 3.875%
HK$12,750
−HK$338/mo
Today · 4.125%
HK$13,088
baseline
▲ 0.50% · 4.625%
HK$13,777
+HK$689/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$26,176/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$106,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,393
−HK$840/mo
▼ 0.25% · 3.875%
HK$13,810
−HK$423/mo
Today · 4.125%
HK$14,233
baseline
▲ 0.50% · 4.625%
HK$15,099
+HK$866/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$28,466/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$106,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,900
−HK$805/mo
▼ 0.25% · 3.875%
HK$15,300
−HK$405/mo
Today · 4.125%
HK$15,705
baseline
▲ 0.50% · 4.625%
HK$16,533
+HK$828/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$31,410/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$106,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,626
−HK$980/mo
▼ 0.25% · 3.875%
HK$16,112
−HK$494/mo
Today · 4.125%
HK$16,606
baseline
▲ 0.50% · 4.625%
HK$17,616
+HK$1,010/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$33,212/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$106,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,383
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,850
−HK$473/mo
Today · 4.125%
HK$18,323
baseline
▲ 0.50% · 4.625%
HK$19,288
+HK$965/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$36,646/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$106,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,090
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,715
−HK$635/mo
Today · 4.125%
HK$21,350
baseline
▲ 0.50% · 4.625%
HK$22,649
+HK$1,299/mo
Deposit HK$489K · loan HK$4.41M · min. income ≈ HK$42,700/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$106,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,350
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,949
−HK$609/mo
Today · 4.125%
HK$23,558
baseline
▲ 0.50% · 4.625%
HK$24,799
+HK$1,241/mo
Deposit HK$489K · loan HK$4.41M · min. income ≈ HK$47,116/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$106,970 · Scale 2, in force from 26 Feb 2026)