LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,627
−HK$7,000/mo
▼ 0.25% · 3.875%
HK$115,099
−HK$3,528/mo
Today · 4.125%
HK$118,627
baseline
▲ 0.50% · 4.625%
HK$125,845
+HK$7,218/mo
Deposit HK$24.48M · loan HK$24.48M · min. income ≈ HK$237,254/mo (50% DSR)
Upfront cash ≈ HK$26.56M (deposit + AVD stamp duty HK$2,080,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,184
−HK$6,709/mo
▼ 0.25% · 3.875%
HK$127,514
−HK$3,379/mo
Today · 4.125%
HK$130,893
baseline
▲ 0.50% · 4.625%
HK$137,793
+HK$6,900/mo
Deposit HK$24.48M · loan HK$24.48M · min. income ≈ HK$261,786/mo (50% DSR)
Upfront cash ≈ HK$26.56M (deposit + AVD stamp duty HK$2,080,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,952
−HK$8,400/mo
▼ 0.25% · 3.875%
HK$138,119
−HK$4,233/mo
Today · 4.125%
HK$142,352
baseline
▲ 0.50% · 4.625%
HK$151,014
+HK$8,662/mo
Deposit HK$19.58M · loan HK$29.37M · min. income ≈ HK$284,704/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$2,080,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,020
−HK$8,052/mo
▼ 0.25% · 3.875%
HK$153,017
−HK$4,055/mo
Today · 4.125%
HK$157,072
baseline
▲ 0.50% · 4.625%
HK$165,351
+HK$8,279/mo
Deposit HK$19.58M · loan HK$29.37M · min. income ≈ HK$314,144/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$2,080,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,278
−HK$9,800/mo
▼ 0.25% · 3.875%
HK$161,139
−HK$4,939/mo
Today · 4.125%
HK$166,078
baseline
▲ 0.50% · 4.625%
HK$176,183
+HK$10,105/mo
Deposit HK$14.69M · loan HK$34.27M · min. income ≈ HK$332,156/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$2,080,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,857
−HK$9,393/mo
▼ 0.25% · 3.875%
HK$178,520
−HK$4,730/mo
Today · 4.125%
HK$183,250
baseline
▲ 0.50% · 4.625%
HK$192,910
+HK$9,660/mo
Deposit HK$14.69M · loan HK$34.27M · min. income ≈ HK$366,500/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$2,080,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,928
−HK$12,600/mo
▼ 0.25% · 3.875%
HK$207,178
−HK$6,350/mo
Today · 4.125%
HK$213,528
baseline
▲ 0.50% · 4.625%
HK$226,521
+HK$12,993/mo
Deposit HK$4.90M · loan HK$44.06M · min. income ≈ HK$427,056/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$2,080,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,531
−HK$12,076/mo
▼ 0.25% · 3.875%
HK$229,526
−HK$6,081/mo
Today · 4.125%
HK$235,607
baseline
▲ 0.50% · 4.625%
HK$248,027
+HK$12,420/mo
Deposit HK$4.90M · loan HK$44.06M · min. income ≈ HK$471,214/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$2,080,530 · Scale 2, in force from 26 Feb 2026)