LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,641
−HK$7,001/mo
▼ 0.25% · 3.875%
HK$115,114
−HK$3,528/mo
Today · 4.125%
HK$118,642
baseline
▲ 0.50% · 4.625%
HK$125,861
+HK$7,219/mo
Deposit HK$24.48M · loan HK$24.48M · min. income ≈ HK$237,284/mo (50% DSR)
Upfront cash ≈ HK$26.56M (deposit + AVD stamp duty HK$2,080,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,200
−HK$6,710/mo
▼ 0.25% · 3.875%
HK$127,530
−HK$3,380/mo
Today · 4.125%
HK$130,910
baseline
▲ 0.50% · 4.625%
HK$137,810
+HK$6,900/mo
Deposit HK$24.48M · loan HK$24.48M · min. income ≈ HK$261,820/mo (50% DSR)
Upfront cash ≈ HK$26.56M (deposit + AVD stamp duty HK$2,080,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,969
−HK$8,401/mo
▼ 0.25% · 3.875%
HK$138,136
−HK$4,234/mo
Today · 4.125%
HK$142,370
baseline
▲ 0.50% · 4.625%
HK$151,033
+HK$8,663/mo
Deposit HK$19.58M · loan HK$29.38M · min. income ≈ HK$284,740/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$2,080,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,039
−HK$8,053/mo
▼ 0.25% · 3.875%
HK$153,037
−HK$4,055/mo
Today · 4.125%
HK$157,092
baseline
▲ 0.50% · 4.625%
HK$165,372
+HK$8,280/mo
Deposit HK$19.58M · loan HK$29.38M · min. income ≈ HK$314,184/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$2,080,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,297
−HK$9,802/mo
▼ 0.25% · 3.875%
HK$161,159
−HK$4,940/mo
Today · 4.125%
HK$166,099
baseline
▲ 0.50% · 4.625%
HK$176,205
+HK$10,106/mo
Deposit HK$14.69M · loan HK$34.27M · min. income ≈ HK$332,198/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$2,080,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,879
−HK$9,394/mo
▼ 0.25% · 3.875%
HK$178,543
−HK$4,730/mo
Today · 4.125%
HK$183,273
baseline
▲ 0.50% · 4.625%
HK$192,934
+HK$9,661/mo
Deposit HK$14.69M · loan HK$34.27M · min. income ≈ HK$366,546/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$2,080,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,954
−HK$12,601/mo
▼ 0.25% · 3.875%
HK$207,205
−HK$6,350/mo
Today · 4.125%
HK$213,555
baseline
▲ 0.50% · 4.625%
HK$226,550
+HK$12,995/mo
Deposit HK$4.90M · loan HK$44.06M · min. income ≈ HK$427,110/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$2,080,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,559
−HK$12,078/mo
▼ 0.25% · 3.875%
HK$229,555
−HK$6,082/mo
Today · 4.125%
HK$235,637
baseline
▲ 0.50% · 4.625%
HK$248,058
+HK$12,421/mo
Deposit HK$4.90M · loan HK$44.06M · min. income ≈ HK$471,274/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$2,080,794 · Scale 2, in force from 26 Feb 2026)