LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,166
−HK$700/mo
▼ 0.25% · 3.875%
HK$11,514
−HK$352/mo
Today · 4.125%
HK$11,866
baseline
▲ 0.50% · 4.625%
HK$12,588
+HK$722/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$23,732/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,422
−HK$671/mo
▼ 0.25% · 3.875%
HK$12,755
−HK$338/mo
Today · 4.125%
HK$13,093
baseline
▲ 0.50% · 4.625%
HK$13,784
+HK$691/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$26,186/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,399
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,816
−HK$424/mo
Today · 4.125%
HK$14,240
baseline
▲ 0.50% · 4.625%
HK$15,106
+HK$866/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$28,480/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,907
−HK$805/mo
▼ 0.25% · 3.875%
HK$15,307
−HK$405/mo
Today · 4.125%
HK$15,712
baseline
▲ 0.50% · 4.625%
HK$16,540
+HK$828/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$31,424/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,633
−HK$980/mo
▼ 0.25% · 3.875%
HK$16,119
−HK$494/mo
Today · 4.125%
HK$16,613
baseline
▲ 0.50% · 4.625%
HK$17,624
+HK$1,011/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$33,226/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,391
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,858
−HK$473/mo
Today · 4.125%
HK$18,331
baseline
▲ 0.50% · 4.625%
HK$19,297
+HK$966/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$36,662/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,099
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,724
−HK$636/mo
Today · 4.125%
HK$21,360
baseline
▲ 0.50% · 4.625%
HK$22,659
+HK$1,299/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$42,720/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$107,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,360
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,960
−HK$608/mo
Today · 4.125%
HK$23,568
baseline
▲ 0.50% · 4.625%
HK$24,810
+HK$1,242/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$47,136/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$107,191 · Scale 2, in force from 26 Feb 2026)