LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,673
−HK$7,003/mo
▼ 0.25% · 3.875%
HK$115,147
−HK$3,529/mo
Today · 4.125%
HK$118,676
baseline
▲ 0.50% · 4.625%
HK$125,897
+HK$7,221/mo
Deposit HK$24.49M · loan HK$24.49M · min. income ≈ HK$237,352/mo (50% DSR)
Upfront cash ≈ HK$26.57M (deposit + AVD stamp duty HK$2,081,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,235
−HK$6,712/mo
▼ 0.25% · 3.875%
HK$127,567
−HK$3,380/mo
Today · 4.125%
HK$130,947
baseline
▲ 0.50% · 4.625%
HK$137,850
+HK$6,903/mo
Deposit HK$24.49M · loan HK$24.49M · min. income ≈ HK$261,894/mo (50% DSR)
Upfront cash ≈ HK$26.57M (deposit + AVD stamp duty HK$2,081,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,008
−HK$8,403/mo
▼ 0.25% · 3.875%
HK$138,176
−HK$4,235/mo
Today · 4.125%
HK$142,411
baseline
▲ 0.50% · 4.625%
HK$151,076
+HK$8,665/mo
Deposit HK$19.59M · loan HK$29.38M · min. income ≈ HK$284,822/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,081,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,082
−HK$8,055/mo
▼ 0.25% · 3.875%
HK$153,080
−HK$4,057/mo
Today · 4.125%
HK$157,137
baseline
▲ 0.50% · 4.625%
HK$165,419
+HK$8,282/mo
Deposit HK$19.59M · loan HK$29.38M · min. income ≈ HK$314,274/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,081,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,342
−HK$9,804/mo
▼ 0.25% · 3.875%
HK$161,205
−HK$4,941/mo
Today · 4.125%
HK$166,146
baseline
▲ 0.50% · 4.625%
HK$176,256
+HK$10,110/mo
Deposit HK$14.69M · loan HK$34.28M · min. income ≈ HK$332,292/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$2,081,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,929
−HK$9,397/mo
▼ 0.25% · 3.875%
HK$178,594
−HK$4,732/mo
Today · 4.125%
HK$183,326
baseline
▲ 0.50% · 4.625%
HK$192,989
+HK$9,663/mo
Deposit HK$14.69M · loan HK$34.28M · min. income ≈ HK$366,652/mo (50% DSR)
Upfront cash ≈ HK$16.77M (deposit + AVD stamp duty HK$2,081,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,011
−HK$12,606/mo
▼ 0.25% · 3.875%
HK$207,264
−HK$6,353/mo
Today · 4.125%
HK$213,617
baseline
▲ 0.50% · 4.625%
HK$226,615
+HK$12,998/mo
Deposit HK$4.90M · loan HK$44.08M · min. income ≈ HK$427,234/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$2,081,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,623
−HK$12,082/mo
▼ 0.25% · 3.875%
HK$229,621
−HK$6,084/mo
Today · 4.125%
HK$235,705
baseline
▲ 0.50% · 4.625%
HK$248,129
+HK$12,424/mo
Deposit HK$4.90M · loan HK$44.08M · min. income ≈ HK$471,410/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$2,081,390 · Scale 2, in force from 26 Feb 2026)