LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,168
−HK$700/mo
▼ 0.25% · 3.875%
HK$11,515
−HK$353/mo
Today · 4.125%
HK$11,868
baseline
▲ 0.50% · 4.625%
HK$12,590
+HK$722/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$23,736/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,424
−HK$671/mo
▼ 0.25% · 3.875%
HK$12,757
−HK$338/mo
Today · 4.125%
HK$13,095
baseline
▲ 0.50% · 4.625%
HK$13,785
+HK$690/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$26,190/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,401
−HK$840/mo
▼ 0.25% · 3.875%
HK$13,818
−HK$423/mo
Today · 4.125%
HK$14,241
baseline
▲ 0.50% · 4.625%
HK$15,108
+HK$867/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$28,482/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,909
−HK$805/mo
▼ 0.25% · 3.875%
HK$15,308
−HK$406/mo
Today · 4.125%
HK$15,714
baseline
▲ 0.50% · 4.625%
HK$16,542
+HK$828/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$31,428/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,635
−HK$980/mo
▼ 0.25% · 3.875%
HK$16,121
−HK$494/mo
Today · 4.125%
HK$16,615
baseline
▲ 0.50% · 4.625%
HK$17,626
+HK$1,011/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$33,230/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,393
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,860
−HK$473/mo
Today · 4.125%
HK$18,333
baseline
▲ 0.50% · 4.625%
HK$19,299
+HK$966/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$36,666/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,102
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,727
−HK$635/mo
Today · 4.125%
HK$21,362
baseline
▲ 0.50% · 4.625%
HK$22,662
+HK$1,300/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$42,724/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$107,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,363
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,963
−HK$608/mo
Today · 4.125%
HK$23,571
baseline
▲ 0.50% · 4.625%
HK$24,813
+HK$1,242/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$47,142/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$107,249 · Scale 2, in force from 26 Feb 2026)