LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,168
−HK$701/mo
▼ 0.25% · 3.875%
HK$11,516
−HK$353/mo
Today · 4.125%
HK$11,869
baseline
▲ 0.50% · 4.625%
HK$12,591
+HK$722/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$23,738/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,424
−HK$672/mo
▼ 0.25% · 3.875%
HK$12,758
−HK$338/mo
Today · 4.125%
HK$13,096
baseline
▲ 0.50% · 4.625%
HK$13,786
+HK$690/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$26,192/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,402
−HK$840/mo
▼ 0.25% · 3.875%
HK$13,819
−HK$423/mo
Today · 4.125%
HK$14,242
baseline
▲ 0.50% · 4.625%
HK$15,109
+HK$867/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$28,484/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,909
−HK$806/mo
▼ 0.25% · 3.875%
HK$15,309
−HK$406/mo
Today · 4.125%
HK$15,715
baseline
▲ 0.50% · 4.625%
HK$16,543
+HK$828/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$31,430/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,635
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,122
−HK$494/mo
Today · 4.125%
HK$16,616
baseline
▲ 0.50% · 4.625%
HK$17,627
+HK$1,011/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$33,232/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,394
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,861
−HK$473/mo
Today · 4.125%
HK$18,334
baseline
▲ 0.50% · 4.625%
HK$19,300
+HK$966/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$36,668/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,103
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,728
−HK$635/mo
Today · 4.125%
HK$21,363
baseline
▲ 0.50% · 4.625%
HK$22,663
+HK$1,300/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$42,726/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$107,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,364
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,964
−HK$608/mo
Today · 4.125%
HK$23,572
baseline
▲ 0.50% · 4.625%
HK$24,815
+HK$1,243/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$47,144/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$107,278 · Scale 2, in force from 26 Feb 2026)