LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,703
−HK$7,004/mo
▼ 0.25% · 3.875%
HK$115,177
−HK$3,530/mo
Today · 4.125%
HK$118,707
baseline
▲ 0.50% · 4.625%
HK$125,930
+HK$7,223/mo
Deposit HK$24.49M · loan HK$24.49M · min. income ≈ HK$237,414/mo (50% DSR)
Upfront cash ≈ HK$26.58M (deposit + AVD stamp duty HK$2,081,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,268
−HK$6,714/mo
▼ 0.25% · 3.875%
HK$127,601
−HK$3,381/mo
Today · 4.125%
HK$130,982
baseline
▲ 0.50% · 4.625%
HK$137,886
+HK$6,904/mo
Deposit HK$24.49M · loan HK$24.49M · min. income ≈ HK$261,964/mo (50% DSR)
Upfront cash ≈ HK$26.58M (deposit + AVD stamp duty HK$2,081,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,043
−HK$8,406/mo
▼ 0.25% · 3.875%
HK$138,213
−HK$4,236/mo
Today · 4.125%
HK$142,449
baseline
▲ 0.50% · 4.625%
HK$151,116
+HK$8,667/mo
Deposit HK$19.59M · loan HK$29.39M · min. income ≈ HK$284,898/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$2,081,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,122
−HK$8,056/mo
▼ 0.25% · 3.875%
HK$153,121
−HK$4,057/mo
Today · 4.125%
HK$157,178
baseline
▲ 0.50% · 4.625%
HK$165,463
+HK$8,285/mo
Deposit HK$19.59M · loan HK$29.39M · min. income ≈ HK$314,356/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$2,081,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,384
−HK$9,806/mo
▼ 0.25% · 3.875%
HK$161,248
−HK$4,942/mo
Today · 4.125%
HK$166,190
baseline
▲ 0.50% · 4.625%
HK$176,303
+HK$10,113/mo
Deposit HK$14.70M · loan HK$34.29M · min. income ≈ HK$332,380/mo (50% DSR)
Upfront cash ≈ HK$16.78M (deposit + AVD stamp duty HK$2,081,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,975
−HK$9,400/mo
▼ 0.25% · 3.875%
HK$178,641
−HK$4,734/mo
Today · 4.125%
HK$183,375
baseline
▲ 0.50% · 4.625%
HK$193,040
+HK$9,665/mo
Deposit HK$14.70M · loan HK$34.29M · min. income ≈ HK$366,750/mo (50% DSR)
Upfront cash ≈ HK$16.78M (deposit + AVD stamp duty HK$2,081,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,065
−HK$12,608/mo
▼ 0.25% · 3.875%
HK$207,319
−HK$6,354/mo
Today · 4.125%
HK$213,673
baseline
▲ 0.50% · 4.625%
HK$226,675
+HK$13,002/mo
Deposit HK$4.90M · loan HK$44.09M · min. income ≈ HK$427,346/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$2,081,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,682
−HK$12,085/mo
▼ 0.25% · 3.875%
HK$229,681
−HK$6,086/mo
Today · 4.125%
HK$235,767
baseline
▲ 0.50% · 4.625%
HK$248,195
+HK$12,428/mo
Deposit HK$4.90M · loan HK$44.09M · min. income ≈ HK$471,534/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$2,081,942 · Scale 2, in force from 26 Feb 2026)