LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,171
−HK$701/mo
▼ 0.25% · 3.875%
HK$11,518
−HK$354/mo
Today · 4.125%
HK$11,872
baseline
▲ 0.50% · 4.625%
HK$12,594
+HK$722/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$23,744/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,428
−HK$671/mo
▼ 0.25% · 3.875%
HK$12,761
−HK$338/mo
Today · 4.125%
HK$13,099
baseline
▲ 0.50% · 4.625%
HK$13,790
+HK$691/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$26,198/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,405
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,822
−HK$424/mo
Today · 4.125%
HK$14,246
baseline
▲ 0.50% · 4.625%
HK$15,113
+HK$867/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$28,492/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,913
−HK$806/mo
▼ 0.25% · 3.875%
HK$15,313
−HK$406/mo
Today · 4.125%
HK$15,719
baseline
▲ 0.50% · 4.625%
HK$16,547
+HK$828/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$31,438/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,639
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,126
−HK$494/mo
Today · 4.125%
HK$16,620
baseline
▲ 0.50% · 4.625%
HK$17,631
+HK$1,011/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$33,240/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,399
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,865
−HK$474/mo
Today · 4.125%
HK$18,339
baseline
▲ 0.50% · 4.625%
HK$19,305
+HK$966/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$36,678/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,108
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,733
−HK$636/mo
Today · 4.125%
HK$21,369
baseline
▲ 0.50% · 4.625%
HK$22,669
+HK$1,300/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$42,738/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$107,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,370
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,970
−HK$608/mo
Today · 4.125%
HK$23,578
baseline
▲ 0.50% · 4.625%
HK$24,821
+HK$1,243/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$47,156/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$107,401 · Scale 2, in force from 26 Feb 2026)