LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,173
−HK$700/mo
▼ 0.25% · 3.875%
HK$11,520
−HK$353/mo
Today · 4.125%
HK$11,873
baseline
▲ 0.50% · 4.625%
HK$12,596
+HK$723/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$23,746/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,430
−HK$671/mo
▼ 0.25% · 3.875%
HK$12,763
−HK$338/mo
Today · 4.125%
HK$13,101
baseline
▲ 0.50% · 4.625%
HK$13,792
+HK$691/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$26,202/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,407
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,824
−HK$424/mo
Today · 4.125%
HK$14,248
baseline
▲ 0.50% · 4.625%
HK$15,115
+HK$867/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$28,496/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,915
−HK$806/mo
▼ 0.25% · 3.875%
HK$15,315
−HK$406/mo
Today · 4.125%
HK$15,721
baseline
▲ 0.50% · 4.625%
HK$16,550
+HK$829/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$31,442/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,642
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,128
−HK$495/mo
Today · 4.125%
HK$16,623
baseline
▲ 0.50% · 4.625%
HK$17,634
+HK$1,011/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$33,246/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,401
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,868
−HK$473/mo
Today · 4.125%
HK$18,341
baseline
▲ 0.50% · 4.625%
HK$19,308
+HK$967/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$36,682/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,111
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,736
−HK$636/mo
Today · 4.125%
HK$21,372
baseline
▲ 0.50% · 4.625%
HK$22,672
+HK$1,300/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$42,744/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$107,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,373
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,973
−HK$609/mo
Today · 4.125%
HK$23,582
baseline
▲ 0.50% · 4.625%
HK$24,825
+HK$1,243/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$47,164/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$107,476 · Scale 2, in force from 26 Feb 2026)