LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,174
−HK$701/mo
▼ 0.25% · 3.875%
HK$11,522
−HK$353/mo
Today · 4.125%
HK$11,875
baseline
▲ 0.50% · 4.625%
HK$12,597
+HK$722/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$23,750/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,431
−HK$672/mo
▼ 0.25% · 3.875%
HK$12,765
−HK$338/mo
Today · 4.125%
HK$13,103
baseline
▲ 0.50% · 4.625%
HK$13,793
+HK$690/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$26,206/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,409
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,826
−HK$424/mo
Today · 4.125%
HK$14,250
baseline
▲ 0.50% · 4.625%
HK$15,117
+HK$867/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$28,500/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,917
−HK$806/mo
▼ 0.25% · 3.875%
HK$15,317
−HK$406/mo
Today · 4.125%
HK$15,723
baseline
▲ 0.50% · 4.625%
HK$16,552
+HK$829/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$31,446/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,644
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,130
−HK$495/mo
Today · 4.125%
HK$16,625
baseline
▲ 0.50% · 4.625%
HK$17,636
+HK$1,011/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$33,250/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,404
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,870
−HK$474/mo
Today · 4.125%
HK$18,344
baseline
▲ 0.50% · 4.625%
HK$19,311
+HK$967/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$36,688/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,114
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,739
−HK$636/mo
Today · 4.125%
HK$21,375
baseline
▲ 0.50% · 4.625%
HK$22,675
+HK$1,300/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$42,750/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$107,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,376
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,976
−HK$609/mo
Today · 4.125%
HK$23,585
baseline
▲ 0.50% · 4.625%
HK$24,828
+HK$1,243/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$47,170/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$107,540 · Scale 2, in force from 26 Feb 2026)