LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,176
−HK$700/mo
▼ 0.25% · 3.875%
HK$11,523
−HK$353/mo
Today · 4.125%
HK$11,876
baseline
▲ 0.50% · 4.625%
HK$12,599
+HK$723/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$23,752/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,433
−HK$672/mo
▼ 0.25% · 3.875%
HK$12,766
−HK$339/mo
Today · 4.125%
HK$13,105
baseline
▲ 0.50% · 4.625%
HK$13,795
+HK$690/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$26,210/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,411
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,828
−HK$424/mo
Today · 4.125%
HK$14,252
baseline
▲ 0.50% · 4.625%
HK$15,119
+HK$867/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$28,504/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,919
−HK$806/mo
▼ 0.25% · 3.875%
HK$15,320
−HK$405/mo
Today · 4.125%
HK$15,725
baseline
▲ 0.50% · 4.625%
HK$16,554
+HK$829/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$31,450/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,646
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,133
−HK$494/mo
Today · 4.125%
HK$16,627
baseline
▲ 0.50% · 4.625%
HK$17,639
+HK$1,012/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$33,254/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,406
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,873
−HK$473/mo
Today · 4.125%
HK$18,346
baseline
▲ 0.50% · 4.625%
HK$19,313
+HK$967/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$36,692/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,116
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,742
−HK$636/mo
Today · 4.125%
HK$21,378
baseline
▲ 0.50% · 4.625%
HK$22,678
+HK$1,300/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$42,756/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$107,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,379
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,979
−HK$609/mo
Today · 4.125%
HK$23,588
baseline
▲ 0.50% · 4.625%
HK$24,832
+HK$1,244/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$47,176/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$107,606 · Scale 2, in force from 26 Feb 2026)