LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,764
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$115,240
−HK$3,532/mo
Today · 4.125%
HK$118,772
baseline
▲ 0.50% · 4.625%
HK$125,999
+HK$7,227/mo
Deposit HK$24.51M · loan HK$24.51M · min. income ≈ HK$237,544/mo (50% DSR)
Upfront cash ≈ HK$26.59M (deposit + AVD stamp duty HK$2,083,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,336
−HK$6,718/mo
▼ 0.25% · 3.875%
HK$127,671
−HK$3,383/mo
Today · 4.125%
HK$131,054
baseline
▲ 0.50% · 4.625%
HK$137,962
+HK$6,908/mo
Deposit HK$24.51M · loan HK$24.51M · min. income ≈ HK$262,108/mo (50% DSR)
Upfront cash ≈ HK$26.59M (deposit + AVD stamp duty HK$2,083,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,117
−HK$8,410/mo
▼ 0.25% · 3.875%
HK$138,288
−HK$4,239/mo
Today · 4.125%
HK$142,527
baseline
▲ 0.50% · 4.625%
HK$151,199
+HK$8,672/mo
Deposit HK$19.61M · loan HK$29.41M · min. income ≈ HK$285,054/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,083,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,203
−HK$8,061/mo
▼ 0.25% · 3.875%
HK$153,205
−HK$4,059/mo
Today · 4.125%
HK$157,264
baseline
▲ 0.50% · 4.625%
HK$165,554
+HK$8,290/mo
Deposit HK$19.61M · loan HK$29.41M · min. income ≈ HK$314,528/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,083,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,469
−HK$9,812/mo
▼ 0.25% · 3.875%
HK$161,336
−HK$4,945/mo
Today · 4.125%
HK$166,281
baseline
▲ 0.50% · 4.625%
HK$176,399
+HK$10,118/mo
Deposit HK$14.70M · loan HK$34.31M · min. income ≈ HK$332,562/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$2,083,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,071
−HK$9,404/mo
▼ 0.25% · 3.875%
HK$178,739
−HK$4,736/mo
Today · 4.125%
HK$183,475
baseline
▲ 0.50% · 4.625%
HK$193,146
+HK$9,671/mo
Deposit HK$14.70M · loan HK$34.31M · min. income ≈ HK$366,950/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$2,083,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,175
−HK$12,615/mo
▼ 0.25% · 3.875%
HK$207,433
−HK$6,357/mo
Today · 4.125%
HK$213,790
baseline
▲ 0.50% · 4.625%
HK$226,799
+HK$13,009/mo
Deposit HK$4.90M · loan HK$44.11M · min. income ≈ HK$427,580/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$2,083,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,805
−HK$12,092/mo
▼ 0.25% · 3.875%
HK$229,807
−HK$6,090/mo
Today · 4.125%
HK$235,897
baseline
▲ 0.50% · 4.625%
HK$248,331
+HK$12,434/mo
Deposit HK$4.90M · loan HK$44.11M · min. income ≈ HK$471,794/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$2,083,083 · Scale 2, in force from 26 Feb 2026)