LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,773
−HK$7,009/mo
▼ 0.25% · 3.875%
HK$115,250
−HK$3,532/mo
Today · 4.125%
HK$118,782
baseline
▲ 0.50% · 4.625%
HK$126,010
+HK$7,228/mo
Deposit HK$24.51M · loan HK$24.51M · min. income ≈ HK$237,564/mo (50% DSR)
Upfront cash ≈ HK$26.59M (deposit + AVD stamp duty HK$2,083,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,346
−HK$6,718/mo
▼ 0.25% · 3.875%
HK$127,681
−HK$3,383/mo
Today · 4.125%
HK$131,064
baseline
▲ 0.50% · 4.625%
HK$137,973
+HK$6,909/mo
Deposit HK$24.51M · loan HK$24.51M · min. income ≈ HK$262,128/mo (50% DSR)
Upfront cash ≈ HK$26.59M (deposit + AVD stamp duty HK$2,083,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,127
−HK$8,411/mo
▼ 0.25% · 3.875%
HK$138,300
−HK$4,238/mo
Today · 4.125%
HK$142,538
baseline
▲ 0.50% · 4.625%
HK$151,212
+HK$8,674/mo
Deposit HK$19.61M · loan HK$29.41M · min. income ≈ HK$285,076/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,083,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,215
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$153,217
−HK$4,060/mo
Today · 4.125%
HK$157,277
baseline
▲ 0.50% · 4.625%
HK$165,567
+HK$8,290/mo
Deposit HK$19.61M · loan HK$29.41M · min. income ≈ HK$314,554/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,083,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,482
−HK$9,813/mo
▼ 0.25% · 3.875%
HK$161,349
−HK$4,946/mo
Today · 4.125%
HK$166,295
baseline
▲ 0.50% · 4.625%
HK$176,413
+HK$10,118/mo
Deposit HK$14.71M · loan HK$34.31M · min. income ≈ HK$332,590/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$2,083,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,085
−HK$9,405/mo
▼ 0.25% · 3.875%
HK$178,754
−HK$4,736/mo
Today · 4.125%
HK$183,490
baseline
▲ 0.50% · 4.625%
HK$193,162
+HK$9,672/mo
Deposit HK$14.71M · loan HK$34.31M · min. income ≈ HK$366,980/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$2,083,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,191
−HK$12,617/mo
▼ 0.25% · 3.875%
HK$207,449
−HK$6,359/mo
Today · 4.125%
HK$213,808
baseline
▲ 0.50% · 4.625%
HK$226,817
+HK$13,009/mo
Deposit HK$4.90M · loan HK$44.12M · min. income ≈ HK$427,616/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,083,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,823
−HK$12,093/mo
▼ 0.25% · 3.875%
HK$229,826
−HK$6,090/mo
Today · 4.125%
HK$235,916
baseline
▲ 0.50% · 4.625%
HK$248,351
+HK$12,435/mo
Deposit HK$4.90M · loan HK$44.12M · min. income ≈ HK$471,832/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,083,251 · Scale 2, in force from 26 Feb 2026)