LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,777
−HK$7,010/mo
▼ 0.25% · 3.875%
HK$115,254
−HK$3,533/mo
Today · 4.125%
HK$118,787
baseline
▲ 0.50% · 4.625%
HK$126,015
+HK$7,228/mo
Deposit HK$24.51M · loan HK$24.51M · min. income ≈ HK$237,574/mo (50% DSR)
Upfront cash ≈ HK$26.59M (deposit + AVD stamp duty HK$2,083,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,351
−HK$6,718/mo
▼ 0.25% · 3.875%
HK$127,686
−HK$3,383/mo
Today · 4.125%
HK$131,069
baseline
▲ 0.50% · 4.625%
HK$137,978
+HK$6,909/mo
Deposit HK$24.51M · loan HK$24.51M · min. income ≈ HK$262,138/mo (50% DSR)
Upfront cash ≈ HK$26.59M (deposit + AVD stamp duty HK$2,083,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,133
−HK$8,411/mo
▼ 0.25% · 3.875%
HK$138,305
−HK$4,239/mo
Today · 4.125%
HK$142,544
baseline
▲ 0.50% · 4.625%
HK$151,218
+HK$8,674/mo
Deposit HK$19.61M · loan HK$29.41M · min. income ≈ HK$285,088/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,083,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,221
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$153,223
−HK$4,060/mo
Today · 4.125%
HK$157,283
baseline
▲ 0.50% · 4.625%
HK$165,574
+HK$8,291/mo
Deposit HK$19.61M · loan HK$29.41M · min. income ≈ HK$314,566/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,083,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,488
−HK$9,813/mo
▼ 0.25% · 3.875%
HK$161,356
−HK$4,945/mo
Today · 4.125%
HK$166,301
baseline
▲ 0.50% · 4.625%
HK$176,421
+HK$10,120/mo
Deposit HK$14.71M · loan HK$34.31M · min. income ≈ HK$332,602/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$2,083,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,092
−HK$9,405/mo
▼ 0.25% · 3.875%
HK$178,761
−HK$4,736/mo
Today · 4.125%
HK$183,497
baseline
▲ 0.50% · 4.625%
HK$193,170
+HK$9,673/mo
Deposit HK$14.71M · loan HK$34.31M · min. income ≈ HK$366,994/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$2,083,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,199
−HK$12,617/mo
▼ 0.25% · 3.875%
HK$207,458
−HK$6,358/mo
Today · 4.125%
HK$213,816
baseline
▲ 0.50% · 4.625%
HK$226,826
+HK$13,010/mo
Deposit HK$4.90M · loan HK$44.12M · min. income ≈ HK$427,632/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,083,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,832
−HK$12,093/mo
▼ 0.25% · 3.875%
HK$229,835
−HK$6,090/mo
Today · 4.125%
HK$235,925
baseline
▲ 0.50% · 4.625%
HK$248,361
+HK$12,436/mo
Deposit HK$4.90M · loan HK$44.12M · min. income ≈ HK$471,850/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,083,335 · Scale 2, in force from 26 Feb 2026)