LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,781
−HK$7,009/mo
▼ 0.25% · 3.875%
HK$115,258
−HK$3,532/mo
Today · 4.125%
HK$118,790
baseline
▲ 0.50% · 4.625%
HK$126,018
+HK$7,228/mo
Deposit HK$24.51M · loan HK$24.51M · min. income ≈ HK$237,580/mo (50% DSR)
Upfront cash ≈ HK$26.59M (deposit + AVD stamp duty HK$2,083,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,355
−HK$6,718/mo
▼ 0.25% · 3.875%
HK$127,690
−HK$3,383/mo
Today · 4.125%
HK$131,073
baseline
▲ 0.50% · 4.625%
HK$137,982
+HK$6,909/mo
Deposit HK$24.51M · loan HK$24.51M · min. income ≈ HK$262,146/mo (50% DSR)
Upfront cash ≈ HK$26.59M (deposit + AVD stamp duty HK$2,083,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,137
−HK$8,411/mo
▼ 0.25% · 3.875%
HK$138,309
−HK$4,239/mo
Today · 4.125%
HK$142,548
baseline
▲ 0.50% · 4.625%
HK$151,222
+HK$8,674/mo
Deposit HK$19.61M · loan HK$29.41M · min. income ≈ HK$285,096/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,083,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,226
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$153,228
−HK$4,060/mo
Today · 4.125%
HK$157,288
baseline
▲ 0.50% · 4.625%
HK$165,579
+HK$8,291/mo
Deposit HK$19.61M · loan HK$29.41M · min. income ≈ HK$314,576/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,083,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,493
−HK$9,813/mo
▼ 0.25% · 3.875%
HK$161,361
−HK$4,945/mo
Today · 4.125%
HK$166,306
baseline
▲ 0.50% · 4.625%
HK$176,426
+HK$10,120/mo
Deposit HK$14.71M · loan HK$34.31M · min. income ≈ HK$332,612/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$2,083,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,097
−HK$9,405/mo
▼ 0.25% · 3.875%
HK$178,766
−HK$4,736/mo
Today · 4.125%
HK$183,502
baseline
▲ 0.50% · 4.625%
HK$193,175
+HK$9,673/mo
Deposit HK$14.71M · loan HK$34.31M · min. income ≈ HK$367,004/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$2,083,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,205
−HK$12,617/mo
▼ 0.25% · 3.875%
HK$207,464
−HK$6,358/mo
Today · 4.125%
HK$213,822
baseline
▲ 0.50% · 4.625%
HK$226,833
+HK$13,011/mo
Deposit HK$4.90M · loan HK$44.12M · min. income ≈ HK$427,644/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,083,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,838
−HK$12,094/mo
▼ 0.25% · 3.875%
HK$229,842
−HK$6,090/mo
Today · 4.125%
HK$235,932
baseline
▲ 0.50% · 4.625%
HK$248,368
+HK$12,436/mo
Deposit HK$4.90M · loan HK$44.12M · min. income ≈ HK$471,864/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,083,394 · Scale 2, in force from 26 Feb 2026)