LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,791
−HK$7,010/mo
▼ 0.25% · 3.875%
HK$115,268
−HK$3,533/mo
Today · 4.125%
HK$118,801
baseline
▲ 0.50% · 4.625%
HK$126,030
+HK$7,229/mo
Deposit HK$24.51M · loan HK$24.51M · min. income ≈ HK$237,602/mo (50% DSR)
Upfront cash ≈ HK$26.60M (deposit + AVD stamp duty HK$2,083,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,366
−HK$6,720/mo
▼ 0.25% · 3.875%
HK$127,702
−HK$3,384/mo
Today · 4.125%
HK$131,086
baseline
▲ 0.50% · 4.625%
HK$137,995
+HK$6,909/mo
Deposit HK$24.51M · loan HK$24.51M · min. income ≈ HK$262,172/mo (50% DSR)
Upfront cash ≈ HK$26.60M (deposit + AVD stamp duty HK$2,083,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,149
−HK$8,413/mo
▼ 0.25% · 3.875%
HK$138,322
−HK$4,240/mo
Today · 4.125%
HK$142,562
baseline
▲ 0.50% · 4.625%
HK$151,236
+HK$8,674/mo
Deposit HK$19.61M · loan HK$29.42M · min. income ≈ HK$285,124/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,083,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,240
−HK$8,063/mo
▼ 0.25% · 3.875%
HK$153,242
−HK$4,061/mo
Today · 4.125%
HK$157,303
baseline
▲ 0.50% · 4.625%
HK$165,594
+HK$8,291/mo
Deposit HK$19.61M · loan HK$29.42M · min. income ≈ HK$314,606/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,083,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,508
−HK$9,814/mo
▼ 0.25% · 3.875%
HK$161,376
−HK$4,946/mo
Today · 4.125%
HK$166,322
baseline
▲ 0.50% · 4.625%
HK$176,442
+HK$10,120/mo
Deposit HK$14.71M · loan HK$34.32M · min. income ≈ HK$332,644/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$2,083,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,113
−HK$9,407/mo
▼ 0.25% · 3.875%
HK$178,783
−HK$4,737/mo
Today · 4.125%
HK$183,520
baseline
▲ 0.50% · 4.625%
HK$193,193
+HK$9,673/mo
Deposit HK$14.71M · loan HK$34.32M · min. income ≈ HK$367,040/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$2,083,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,224
−HK$12,619/mo
▼ 0.25% · 3.875%
HK$207,483
−HK$6,360/mo
Today · 4.125%
HK$213,843
baseline
▲ 0.50% · 4.625%
HK$226,854
+HK$13,011/mo
Deposit HK$4.90M · loan HK$44.12M · min. income ≈ HK$427,686/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,083,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,860
−HK$12,094/mo
▼ 0.25% · 3.875%
HK$229,863
−HK$6,091/mo
Today · 4.125%
HK$235,954
baseline
▲ 0.50% · 4.625%
HK$248,392
+HK$12,438/mo
Deposit HK$4.90M · loan HK$44.12M · min. income ≈ HK$471,908/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,083,592 · Scale 2, in force from 26 Feb 2026)