LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,181
−HK$701/mo
▼ 0.25% · 3.875%
HK$11,529
−HK$353/mo
Today · 4.125%
HK$11,882
baseline
▲ 0.50% · 4.625%
HK$12,605
+HK$723/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$23,764/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,438
−HK$673/mo
▼ 0.25% · 3.875%
HK$12,772
−HK$339/mo
Today · 4.125%
HK$13,111
baseline
▲ 0.50% · 4.625%
HK$13,802
+HK$691/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$26,222/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,417
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,834
−HK$424/mo
Today · 4.125%
HK$14,258
baseline
▲ 0.50% · 4.625%
HK$15,126
+HK$868/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$28,516/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,926
−HK$807/mo
▼ 0.25% · 3.875%
HK$15,327
−HK$406/mo
Today · 4.125%
HK$15,733
baseline
▲ 0.50% · 4.625%
HK$16,562
+HK$829/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$31,466/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,653
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,140
−HK$495/mo
Today · 4.125%
HK$16,635
baseline
▲ 0.50% · 4.625%
HK$17,647
+HK$1,012/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$33,270/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,414
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,881
−HK$474/mo
Today · 4.125%
HK$18,355
baseline
▲ 0.50% · 4.625%
HK$19,322
+HK$967/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$36,710/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,125
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,751
−HK$636/mo
Today · 4.125%
HK$21,387
baseline
▲ 0.50% · 4.625%
HK$22,689
+HK$1,302/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$42,774/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$107,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,389
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,990
−HK$609/mo
Today · 4.125%
HK$23,599
baseline
▲ 0.50% · 4.625%
HK$24,843
+HK$1,244/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$47,198/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$107,830 · Scale 2, in force from 26 Feb 2026)