LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,810
−HK$7,011/mo
▼ 0.25% · 3.875%
HK$115,288
−HK$3,533/mo
Today · 4.125%
HK$118,821
baseline
▲ 0.50% · 4.625%
HK$126,051
+HK$7,230/mo
Deposit HK$24.52M · loan HK$24.52M · min. income ≈ HK$237,642/mo (50% DSR)
Upfront cash ≈ HK$26.60M (deposit + AVD stamp duty HK$2,083,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,387
−HK$6,720/mo
▼ 0.25% · 3.875%
HK$127,723
−HK$3,384/mo
Today · 4.125%
HK$131,107
baseline
▲ 0.50% · 4.625%
HK$138,018
+HK$6,911/mo
Deposit HK$24.52M · loan HK$24.52M · min. income ≈ HK$262,214/mo (50% DSR)
Upfront cash ≈ HK$26.60M (deposit + AVD stamp duty HK$2,083,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,172
−HK$8,413/mo
▼ 0.25% · 3.875%
HK$138,345
−HK$4,240/mo
Today · 4.125%
HK$142,585
baseline
▲ 0.50% · 4.625%
HK$151,261
+HK$8,676/mo
Deposit HK$19.61M · loan HK$29.42M · min. income ≈ HK$285,170/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$2,083,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,264
−HK$8,065/mo
▼ 0.25% · 3.875%
HK$153,268
−HK$4,061/mo
Today · 4.125%
HK$157,329
baseline
▲ 0.50% · 4.625%
HK$165,622
+HK$8,293/mo
Deposit HK$19.61M · loan HK$29.42M · min. income ≈ HK$314,658/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$2,083,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,533
−HK$9,816/mo
▼ 0.25% · 3.875%
HK$161,403
−HK$4,946/mo
Today · 4.125%
HK$166,349
baseline
▲ 0.50% · 4.625%
HK$176,471
+HK$10,122/mo
Deposit HK$14.71M · loan HK$34.32M · min. income ≈ HK$332,698/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$2,083,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,142
−HK$9,408/mo
▼ 0.25% · 3.875%
HK$178,812
−HK$4,738/mo
Today · 4.125%
HK$183,550
baseline
▲ 0.50% · 4.625%
HK$193,225
+HK$9,675/mo
Deposit HK$14.71M · loan HK$34.32M · min. income ≈ HK$367,100/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$2,083,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,257
−HK$12,621/mo
▼ 0.25% · 3.875%
HK$207,518
−HK$6,360/mo
Today · 4.125%
HK$213,878
baseline
▲ 0.50% · 4.625%
HK$226,892
+HK$13,014/mo
Deposit HK$4.90M · loan HK$44.13M · min. income ≈ HK$427,756/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,083,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,897
−HK$12,096/mo
▼ 0.25% · 3.875%
HK$229,902
−HK$6,091/mo
Today · 4.125%
HK$235,993
baseline
▲ 0.50% · 4.625%
HK$248,433
+HK$12,440/mo
Deposit HK$4.90M · loan HK$44.13M · min. income ≈ HK$471,986/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,083,937 · Scale 2, in force from 26 Feb 2026)