LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,184
−HK$701/mo
▼ 0.25% · 3.875%
HK$11,532
−HK$353/mo
Today · 4.125%
HK$11,885
baseline
▲ 0.50% · 4.625%
HK$12,608
+HK$723/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$23,770/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,442
−HK$672/mo
▼ 0.25% · 3.875%
HK$12,775
−HK$339/mo
Today · 4.125%
HK$13,114
baseline
▲ 0.50% · 4.625%
HK$13,805
+HK$691/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$26,228/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$107,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,420
−HK$842/mo
▼ 0.25% · 3.875%
HK$13,838
−HK$424/mo
Today · 4.125%
HK$14,262
baseline
▲ 0.50% · 4.625%
HK$15,130
+HK$868/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$28,524/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,930
−HK$807/mo
▼ 0.25% · 3.875%
HK$15,331
−HK$406/mo
Today · 4.125%
HK$15,737
baseline
▲ 0.50% · 4.625%
HK$16,566
+HK$829/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$31,474/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$107,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,657
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,144
−HK$495/mo
Today · 4.125%
HK$16,639
baseline
▲ 0.50% · 4.625%
HK$17,652
+HK$1,013/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$33,278/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,419
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,886
−HK$474/mo
Today · 4.125%
HK$18,360
baseline
▲ 0.50% · 4.625%
HK$19,327
+HK$967/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$36,720/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$107,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,131
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,757
−HK$636/mo
Today · 4.125%
HK$21,393
baseline
▲ 0.50% · 4.625%
HK$22,695
+HK$1,302/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$42,786/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$107,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,395
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,996
−HK$609/mo
Today · 4.125%
HK$23,605
baseline
▲ 0.50% · 4.625%
HK$24,849
+HK$1,244/mo
Deposit HK$490K · loan HK$4.41M · min. income ≈ HK$47,210/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$107,960 · Scale 2, in force from 26 Feb 2026)