LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,846
−HK$7,014/mo
▼ 0.25% · 3.875%
HK$115,325
−HK$3,535/mo
Today · 4.125%
HK$118,860
baseline
▲ 0.50% · 4.625%
HK$126,092
+HK$7,232/mo
Deposit HK$24.52M · loan HK$24.52M · min. income ≈ HK$237,720/mo (50% DSR)
Upfront cash ≈ HK$26.61M (deposit + AVD stamp duty HK$2,084,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,428
−HK$6,722/mo
▼ 0.25% · 3.875%
HK$127,765
−HK$3,385/mo
Today · 4.125%
HK$131,150
baseline
▲ 0.50% · 4.625%
HK$138,063
+HK$6,913/mo
Deposit HK$24.52M · loan HK$24.52M · min. income ≈ HK$262,300/mo (50% DSR)
Upfront cash ≈ HK$26.61M (deposit + AVD stamp duty HK$2,084,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,215
−HK$8,417/mo
▼ 0.25% · 3.875%
HK$138,390
−HK$4,242/mo
Today · 4.125%
HK$142,632
baseline
▲ 0.50% · 4.625%
HK$151,311
+HK$8,679/mo
Deposit HK$19.62M · loan HK$29.43M · min. income ≈ HK$285,264/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$2,084,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,313
−HK$8,067/mo
▼ 0.25% · 3.875%
HK$153,318
−HK$4,062/mo
Today · 4.125%
HK$157,380
baseline
▲ 0.50% · 4.625%
HK$165,676
+HK$8,296/mo
Deposit HK$19.62M · loan HK$29.43M · min. income ≈ HK$314,760/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$2,084,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,585
−HK$9,819/mo
▼ 0.25% · 3.875%
HK$161,455
−HK$4,949/mo
Today · 4.125%
HK$166,404
baseline
▲ 0.50% · 4.625%
HK$176,529
+HK$10,125/mo
Deposit HK$14.71M · loan HK$34.33M · min. income ≈ HK$332,808/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$2,084,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,199
−HK$9,411/mo
▼ 0.25% · 3.875%
HK$178,871
−HK$4,739/mo
Today · 4.125%
HK$183,610
baseline
▲ 0.50% · 4.625%
HK$193,289
+HK$9,679/mo
Deposit HK$14.71M · loan HK$34.33M · min. income ≈ HK$367,220/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$2,084,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,323
−HK$12,625/mo
▼ 0.25% · 3.875%
HK$207,586
−HK$6,362/mo
Today · 4.125%
HK$213,948
baseline
▲ 0.50% · 4.625%
HK$226,966
+HK$13,018/mo
Deposit HK$4.90M · loan HK$44.14M · min. income ≈ HK$427,896/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,084,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,970
−HK$12,100/mo
▼ 0.25% · 3.875%
HK$229,977
−HK$6,093/mo
Today · 4.125%
HK$236,070
baseline
▲ 0.50% · 4.625%
HK$248,514
+HK$12,444/mo
Deposit HK$4.90M · loan HK$44.14M · min. income ≈ HK$472,140/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,084,619 · Scale 2, in force from 26 Feb 2026)