LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,853
−HK$7,014/mo
▼ 0.25% · 3.875%
HK$115,332
−HK$3,535/mo
Today · 4.125%
HK$118,867
baseline
▲ 0.50% · 4.625%
HK$126,100
+HK$7,233/mo
Deposit HK$24.53M · loan HK$24.53M · min. income ≈ HK$237,734/mo (50% DSR)
Upfront cash ≈ HK$26.61M (deposit + AVD stamp duty HK$2,084,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,435
−HK$6,723/mo
▼ 0.25% · 3.875%
HK$127,772
−HK$3,386/mo
Today · 4.125%
HK$131,158
baseline
▲ 0.50% · 4.625%
HK$138,071
+HK$6,913/mo
Deposit HK$24.53M · loan HK$24.53M · min. income ≈ HK$262,316/mo (50% DSR)
Upfront cash ≈ HK$26.61M (deposit + AVD stamp duty HK$2,084,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,223
−HK$8,417/mo
▼ 0.25% · 3.875%
HK$138,398
−HK$4,242/mo
Today · 4.125%
HK$142,640
baseline
▲ 0.50% · 4.625%
HK$151,319
+HK$8,679/mo
Deposit HK$19.62M · loan HK$29.43M · min. income ≈ HK$285,280/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$2,084,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,322
−HK$8,067/mo
▼ 0.25% · 3.875%
HK$153,327
−HK$4,062/mo
Today · 4.125%
HK$157,389
baseline
▲ 0.50% · 4.625%
HK$165,686
+HK$8,297/mo
Deposit HK$19.62M · loan HK$29.43M · min. income ≈ HK$314,778/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$2,084,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,594
−HK$9,820/mo
▼ 0.25% · 3.875%
HK$161,465
−HK$4,949/mo
Today · 4.125%
HK$166,414
baseline
▲ 0.50% · 4.625%
HK$176,539
+HK$10,125/mo
Deposit HK$14.72M · loan HK$34.34M · min. income ≈ HK$332,828/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$2,084,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,209
−HK$9,412/mo
▼ 0.25% · 3.875%
HK$178,881
−HK$4,740/mo
Today · 4.125%
HK$183,621
baseline
▲ 0.50% · 4.625%
HK$193,300
+HK$9,679/mo
Deposit HK$14.72M · loan HK$34.34M · min. income ≈ HK$367,242/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$2,084,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,335
−HK$12,625/mo
▼ 0.25% · 3.875%
HK$207,597
−HK$6,363/mo
Today · 4.125%
HK$213,960
baseline
▲ 0.50% · 4.625%
HK$226,979
+HK$13,019/mo
Deposit HK$4.91M · loan HK$44.15M · min. income ≈ HK$427,920/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,084,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,983
−HK$12,101/mo
▼ 0.25% · 3.875%
HK$229,990
−HK$6,094/mo
Today · 4.125%
HK$236,084
baseline
▲ 0.50% · 4.625%
HK$248,528
+HK$12,444/mo
Deposit HK$4.91M · loan HK$44.15M · min. income ≈ HK$472,168/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,084,739 · Scale 2, in force from 26 Feb 2026)