LTV · monthly repayment
▼ 0.50% · 3.625%
HK$111,857
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$115,337
−HK$3,535/mo
Today · 4.125%
HK$118,872
baseline
▲ 0.50% · 4.625%
HK$126,105
+HK$7,233/mo
Deposit HK$24.53M · loan HK$24.53M · min. income ≈ HK$237,744/mo (50% DSR)
Upfront cash ≈ HK$26.61M (deposit + AVD stamp duty HK$2,084,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,440
−HK$6,723/mo
▼ 0.25% · 3.875%
HK$127,778
−HK$3,385/mo
Today · 4.125%
HK$131,163
baseline
▲ 0.50% · 4.625%
HK$138,077
+HK$6,914/mo
Deposit HK$24.53M · loan HK$24.53M · min. income ≈ HK$262,326/mo (50% DSR)
Upfront cash ≈ HK$26.61M (deposit + AVD stamp duty HK$2,084,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,229
−HK$8,417/mo
▼ 0.25% · 3.875%
HK$138,404
−HK$4,242/mo
Today · 4.125%
HK$142,646
baseline
▲ 0.50% · 4.625%
HK$151,326
+HK$8,680/mo
Deposit HK$19.62M · loan HK$29.43M · min. income ≈ HK$285,292/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$2,084,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,328
−HK$8,068/mo
▼ 0.25% · 3.875%
HK$153,333
−HK$4,063/mo
Today · 4.125%
HK$157,396
baseline
▲ 0.50% · 4.625%
HK$165,693
+HK$8,297/mo
Deposit HK$19.62M · loan HK$29.43M · min. income ≈ HK$314,792/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$2,084,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,600
−HK$9,821/mo
▼ 0.25% · 3.875%
HK$161,472
−HK$4,949/mo
Today · 4.125%
HK$166,421
baseline
▲ 0.50% · 4.625%
HK$176,547
+HK$10,126/mo
Deposit HK$14.72M · loan HK$34.34M · min. income ≈ HK$332,842/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$2,084,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,216
−HK$9,413/mo
▼ 0.25% · 3.875%
HK$178,889
−HK$4,740/mo
Today · 4.125%
HK$183,629
baseline
▲ 0.50% · 4.625%
HK$193,308
+HK$9,679/mo
Deposit HK$14.72M · loan HK$34.34M · min. income ≈ HK$367,258/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$2,084,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,343
−HK$12,626/mo
▼ 0.25% · 3.875%
HK$207,606
−HK$6,363/mo
Today · 4.125%
HK$213,969
baseline
▲ 0.50% · 4.625%
HK$226,989
+HK$13,020/mo
Deposit HK$4.91M · loan HK$44.15M · min. income ≈ HK$427,938/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,084,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,992
−HK$12,102/mo
▼ 0.25% · 3.875%
HK$230,000
−HK$6,094/mo
Today · 4.125%
HK$236,094
baseline
▲ 0.50% · 4.625%
HK$248,539
+HK$12,445/mo
Deposit HK$4.91M · loan HK$44.15M · min. income ≈ HK$472,188/mo (50% DSR)
Upfront cash ≈ HK$6.99M (deposit + AVD stamp duty HK$2,084,827 · Scale 2, in force from 26 Feb 2026)