LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,188
−HK$702/mo
▼ 0.25% · 3.875%
HK$11,536
−HK$354/mo
Today · 4.125%
HK$11,890
baseline
▲ 0.50% · 4.625%
HK$12,613
+HK$723/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$23,780/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$108,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,447
−HK$672/mo
▼ 0.25% · 3.875%
HK$12,780
−HK$339/mo
Today · 4.125%
HK$13,119
baseline
▲ 0.50% · 4.625%
HK$13,811
+HK$692/mo
Deposit HK$2.45M · loan HK$2.45M · min. income ≈ HK$26,238/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$108,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,426
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,843
−HK$424/mo
Today · 4.125%
HK$14,267
baseline
▲ 0.50% · 4.625%
HK$15,136
+HK$869/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$28,534/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$108,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,936
−HK$807/mo
▼ 0.25% · 3.875%
HK$15,336
−HK$407/mo
Today · 4.125%
HK$15,743
baseline
▲ 0.50% · 4.625%
HK$16,573
+HK$830/mo
Deposit HK$1.96M · loan HK$2.94M · min. income ≈ HK$31,486/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$108,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,663
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,150
−HK$495/mo
Today · 4.125%
HK$16,645
baseline
▲ 0.50% · 4.625%
HK$17,658
+HK$1,013/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$33,290/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$108,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,425
−HK$942/mo
▼ 0.25% · 3.875%
HK$17,892
−HK$475/mo
Today · 4.125%
HK$18,367
baseline
▲ 0.50% · 4.625%
HK$19,335
+HK$968/mo
Deposit HK$1.47M · loan HK$3.43M · min. income ≈ HK$36,734/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$108,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,138
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,765
−HK$636/mo
Today · 4.125%
HK$21,401
baseline
▲ 0.50% · 4.625%
HK$22,703
+HK$1,302/mo
Deposit HK$491K · loan HK$4.42M · min. income ≈ HK$42,802/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$108,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,404
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,005
−HK$609/mo
Today · 4.125%
HK$23,614
baseline
▲ 0.50% · 4.625%
HK$24,859
+HK$1,245/mo
Deposit HK$491K · loan HK$4.42M · min. income ≈ HK$47,228/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$108,147 · Scale 2, in force from 26 Feb 2026)